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From the Firing Line of the States—Wisconsin , Ohio and Texas [Newspaper Article] — Banker Farmer — 1 November 1916
From the Firing Line of the States—Wisconsin , Ohio and Texas Wisconsin Urges Home Development FOURTEEN banker-farmer contests were conducted the past year , several of which were the first contest in the respective cities . Every contest was a decided success . Many communities put on similar contests locally and in connection with farmers institutes . The following contributions were made the past year by your committee for the benefit and improvement of agriculture : Fifty dollars to the state department of public instruction , which with the generosity of the Madison Commercial club and State Livestock association made it possible to have a stock judging contest at the university . There were teams from fifteen high schools entered . One hundred dollars has been placed at the disposal of the State Fair board , to be used in a contest at the State Fair , the winner to use the money in the purchase of pure bred stock or a scholarship in the university . The past year nearly 350 , ...
Can the Boy Without Much Capital Buy a Farm of High Priced Land ? [Newspaper Article] — Banker Farmer — 1 November 1916
Can the Boy Without Much Capital Buy a Farm of High Priced Land ? immnrnifflmmimMi ) nmiimpiroim | tipn | iitii |^ ^ It is generally taken for granted that the boy without capital cannot acquire high-priced Corn Belt land . Mr . Bill , the agricultural editor of the Bloomington ( Illinois ) Pantagraph , thinks there is an opportunity for the boy . This article embodies the conclusions from a discussion of the question which appeared in the Pantagraph . While it deals with Illinois , it is of practical interest over the Corn Belt . What do you think about it ? How can the boy get a start with this $ 225 an acre land ? What can the banker do ? 0 imniarnimnimirniinitiii ] iumuin [ iricuiiiD ] iiini ] i ] i ! ii [ niiii ] iii ! iiiii [![ iiiTLtiTii ! i [ ii ! ti [![ i [ ii ] L ] Li ! iiii ] iiiiii [ i &gt;][! uiiiiiiiii 4 i siiiini W By Arthur J . Bill IT began with the plan H . A . Winter outlined in a discussion with a Vermilion county audience of farmers . His average of thei...
The Sample Stock Share Lease ; Bankers and Farmers , Study It [Newspaper Article] — Banker Farmer — 1 November 1916
The Sample Stock Share Lease ; Bankers and Farmers , Study It SO many inquiries have come for copies of the sample stock share lease , adopted by the Landlord-Tenant Conference under the auspices of the Winnebago County ( Illinois ) Farm Improvement association that THE BANKER-FARMER reprints it . Many bankers have asked for quantities of this lease . THU BANKER-FARMER will furnish them for 75 cents per 100 copies , carriage prepaid . . File this copy—it will help you to advise with your farmer friends—landlords and tenants . After the usual description of the land and stipulation as to the length of the lease , it is as follows : This leasing- arrangement is known as a stock-share plan . The parties to this contract shall be partners and will cooperate fully according to the terms of this lease , in order that each may receive the largest returns consistent with a practical system of cropping and soil management which shall maintain and even increase the fertility of the land , wit...
j BANKERS ! [Newspaper Article] — Banker Farmer — 1 November 1916
j BANKERS ! 5 * 55 T \® your farmers know what the American Bankers association and the bankers state associations . . - • = = 11 are trying to do to help agriculture ? Do they know that your bank is sincerely interested in the * cS ^ ¦ movement for a better agriculture ? Do thoy know that the banker isnt merely a counter of = * 5 S money behind a wicket but that he is as human as other people ? • __ = *** § If they dont know all this , it s your fault . But it can be remedied . The best plan is to arrange = ***** to distribute THE BANKEK-FAKMER among your farmer friends . It will do a lot of good things . It = = will pave the way for your banker-farmer activities . It will make your farmers think about some of ¦ *** = ¦ = _ = the things which must be done to make the country more profitable and more likeable . It will make ___ = them think more of bankers and more of your bank . = *** = Begin your distribution with the December issue , the first number of Vol . IV . Get in line for...
What the Farm Woman Needs [Newspaper Article] — Banker Farmer — 1 November 1916
What the Farm Woman Needs SO much , both true and untrue , has been said about the farm woman , as if she were a strange and unusual creature , that I prefer not to write about the farm woman , but rather about some needs of all women who are responsible for the management of a home . In general the farm woman needs a larger dining room and more room for storage of food and supplies . She must be able , on short notice , to manage a hotel as well as a private family , and is expected to do both at the same time on occasions . In . my judgment , many of them need a new conception of their business . Too often they have not looked at it as a business to be organized as a business woman organizes her work , or a manufacturer his plant . A little study of the situation will show her that in her business of home making , she should make provision for at least six distinct divisions : food ,, shelter , clothing , rest , recreation and higher life . It is quite probable that she is confini...
¦ Get a Bound Volume ¦ ' - ¦ . - > ¦¦ ¦ : ¦; ¦¦¦¦ I [Newspaper Article] — Banker Farmer — 1 November 1916
¦ Get a Bound Volume ¦ - ¦ . - &gt; ¦¦ ¦ : ¦; ¦¦¦¦ I - - ¦ - a For your bank desk or your library . . . ¦ •*¦ Vol III—twelve numbers Dec . 1915 to and including Nov . 1916 : - :.:.. $ 1 . 50 Vols . II and III—Dec . 1914 to and including NOV . 1916 ,... . 42 . 00 Vols . I , II and III—Dec . 1913 to and including Nov . 1916—only fifty copies available . . ^ ..... $ 2150 All sent PBEPAID . Address THE BANKER-FARMER , Champaign , 111 . &lt; ¦¦ , ¦ ¦ . , ¦•¦ ,. j gniMiiiniuiOTiinminnniitnin ™^
I .. ' : ¦ y , pse Our Cartoons . [Newspaper Article] — Banker Farmer — 1 November 1916
I .. : ¦ y , pse Our Cartoons . i . ; jn . your y ^ dvertisements—have them published in your I -local ; , newspapers . Zinc etchings , same size as front I / ypagecartooir , $ 4 ; half size , $ 2 . ? TMnintiMLiMiiiiniiiii iLisiirH ] MrinuLiuu ! iEiii ! iH : in ] nniiiiniiiiiuii iLijin iiinMinHiML ) iiiiiiinii ! niHiii [ iii :: iiiiiiiL ] iii ] iHiiin [ iiinii [ i [ iniiii [|[ i : i : i ^ MNMKHMMMI ^
The Farmers' Credit Rate Sheet Means Safe Fanning and Safe Banking [Newspaper Article] — Banker Farmer — 1 December 1916
The Farmers Credit Rate Sheet Means Safe Fanning and Safe Banking Country Bankers : Get One Farmer s Financial Statement Every Day ! IN this issue we publish the Farmers Credit Rate Sheet which has been recommended for general adoption by the V . S . Depart ment of Agriculture . Prof . R . L . Bennett furnishes a concise and interesting article on the use of the rate sheet , to which « J invite your careful reading . The Agricultural Commission will furnish the rate sheet to any bank for 75 cents a hundred copies . Send for a few hundred statement blanks . We urge the cooperation of every bankers state association in the effort to bring into use the general adoption of farm creiH statements . Banks already using this system will testify that it is comparatively easy to obtain credit statements from farmers . Every coumtn banker in America , if he makes the proper effort , ought easily obtain at least ONE farmer s financial statement every day . Think what this would mean to country ...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 December 1916
Rate Sheets , 75 cents per 100 Turn to the next page and examine the agricultural credit rate sheet Then send for several hundred copies and put them into use in your bank . Address THE PANKER-FABMER , Champaign , 111 . iui ] iiimiminm » iMi »» m ^^
CREDIT STATEM _ ENT . AGRICULTURAL . [Newspaper Article] — Banker Farmer — 1 December 1916
CREDIT STATEM _ ENT . AGRICULTURAL . Name — •To the —— -Bank Address — For the purpose of obtaining a line of credit with von not to exceed $ . , I tender the following statement of my fanning business as of 19 ] , and agree to notify yon . promptly of any change affecting my ability to pay . PROPERTY OWNED . BY UNDERSIGNED DEBTS DUE BY UNDERSIGNED Cash In Bank and on hand _________Notes to -bank Kotos due to me _______Notts to others ____ AecouiiU doe to me . good _ —— ___ . - Accounts due bv me ___- . ^^^^ , Other debts TOT— - Q , u-u _ __________ TOT ay . QTJ ____— — mm mm ^ m ^ m ¦ Notes and accounts owed to me and past ~ ———————————— _____ ¦ ___ __________ P ™ 1-1 Mcr-guresonBeal Estate ( Ust on reverse aide ) total -eml Estate ( list on reverse aide ) To— valne . Outer mortgages , judgments or Hens -faehinery and Tools , ( list on reverse aide ) . ( Ust . on reverse aide ? total S lets depredation ft . net value Live stock ( list on reverse aide ) Total value _, Food and feed ...
ASSETS [Newspaper Article] — Banker Farmer — 1 December 1916
ASSETS LIST NOTES AND MORTGAGES DUE TO ME . ( Listed in total on reverse side . ) - —^ ~~ I TO WHOM I FOR WHAT WHEN DUE AMOUNT - Notes— : jiortgages _____ Accounts ¦* ¦ - ¦ ¦ . ¦ . j _ jgments ___ - — - ¦ ¦ — ,. . , . __________ REAL ESTATE . ( Listed in total on reverse side . ) REAL ESTATE LOCATION IMPROVI _ tENTS Cultivated Acres TOTAL VALUE LIVE STOCK . ( Listed in total on reverse side . ) HORSES MOLES CATTLE HOGS POULTRY SHEEP GOATS Total Vault Number &lt; _______ ¦ ¦¦ IMPLEMENTS . ( Listed in total on reverse side . ) WAGONS CULTIVATORS MOWERS . THRESHERS ENGINES BINDERS OTHER TOOLS TOTAL Number r— Value- I I I I 1 ¦ I -I !¦¦ — FOOD , PEED , AND FARM PRODUCTS . ( Listed in total on reverse side . ) Corn $ Oats $ Wheat $ Hay or Forage $ Fruit dried or canned $ Cotton $ - Wool $ Potatoes $ - ., Other Products $ Meat $ .... Total $ -LIABILITIES LIST NOTES AND MORTGAGES WHICH I OWE . ( listed in total on reverse side . ) _ ~] BY WHOM | FOR WHAT | WHEN DUE AMOUNT Notes . „...
How Eight Illinois Banks Have Formed Calf Clubs—Follow Their ExamnU [Newspaper Article] — Banker Farmer — 1 December 1916
How Eight Illinois Banks Have Formed Calf Clubs—Follow Their ExamnU W ITH the slogan , This is not philanthropy—it is service , Illinois banks have enrolled five hundred boys and girls in calf clubs . They are being given practical lessons in the care of livestock which means much for their future and that of their communities . Eight banks have formed these clubs , inspired by a campaign cooperated in by the committee on agriculture of the Illinois Bankers association , headed by its chairman , John M . Crebs of Carmi , and the state pure food commission . The campaign is only well under way and before this time next year it is predicted $ S express average , making th » total average about $ 48 . We want to secure in ft . next car load calves ranging j » age from four to eight month , old . Were we placing dairy cows to individual farmers , ft prevailing preference here is for the mature heifers or young cows , but as we are dealing with the boys and gjr is their preference as wel...
Uncle Sam Tells How to Borrow Money [Newspaper Article] — Banker Farmer — 1 December 1916
Uncle Sam Tells How to Borrow Money UNLESS the farmer who wants to borrow money fully under stands certain rules , the advice of Uncle Sam , speaking through the U . S . Department of Agriculture , is : dont . This advice was given in Farmers Bulletin 503 , How to Use Farm Credit , which , although published some two years ago , is timely for these rules dont change . Uncle Sam says there is no magic about credit It is an openshut proposition . He says that there are probably as many farmers who are suffering from too much as from too little credit The governments own summary of the principles of borrowing money is set down as follows : 1 . Make sure that the purpose for which the borrowed mosey is to be used will produce a return greater than needed to pay the debt 2 . The length of time the debt is to run should have a close relation to the productive life of the improvement for which the money is borrowed . 3 . Provision should be made in long-time loans for the gradual reduction...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 December 1916
MN1MWR _* it _* -. B- _ ai AitivttA j » Title Registered in TJ . S . Patent Office Published by the Agricultural Commission of the American Ban-era association , not aa a matter of news , but -with the stage purpose of esieounudiic , iiTf i fH ^ g and inafriring to action . THE BANKSRFARMER attempts to present monthly concrete happen —« a ~ d suggestions bearing on the bankera * constructive program for a better agriculture and country life . ^^ i __ -- __ IV-K 1 * S * fc __ x •ft ^* w » •ftlli !*** \ PabtUhed under the direction of JOSEPH EHRSCH , r _ i— ...- 0 f _ e Agricultural Commission LOUIS M , TOBIN , Editor tN __ 4 pt- _ Vr-M—l—TT OBITS A YEAR SPECIAL OFFER TO BANKS FOB DISTRIBUTION » 2 _ 5 and $ 3 . 25 per 100—see back page . Address THE BANKER-FARMER , Champaign , Illinois . Entered as second-class matter , Dec . 1 , 1913 , at the Post Office , Champaign , PI ., under Act of March 3 . 1879 .
UNKNOWN [Newspaper Article] — Banker Farmer — 1 December 1916
Agricultural Commission of the American B-nktre Association Joseph Hirsch , vice-president , Corpus Christi National bank , Corpus Christi , Texas , chairman . Will C Gordon , cashier , Farmers Savings bank , Marshall , Missouri . Fired W . Hyde , cashier . National Chautauqua County bank , Jamestown , New York . B . C PoweU , cashier . Merchants and Ptsntera bank , Camden , Arkansas . Oliver N . Sams , president . Merchants National bank , HUlsboro , Ohio . Fred N . . Shepherd , cashier , Empire National bank , Lewiston , Idaho . J . R . Wheeler , vice-president . Farmers and Merchants Union bank , Columbus , Wisconsin .
UNKNOWN [Newspaper Article] — Banker Farmer — 1 December 1916
Ohairmen of the Committees on Agriculture ¦_ Education of the Bankers State Associations ALABAMA—James Keith , Jr ., Anniston Citr National bank , Anniston . ARIZONA—J . G . Spangler , cashier . Mesa City bank , Mesa . ARKANSAS—B . C . PoweU , cash ., Merchants &amp; Planters bank , Camden . CALIFORNIA—H . C . Carr , vice-pres ., First National bank , Portervfllc COLORADO—G . T . Wells , Denver National tank , Denver . DELAWARE—John Richardson , Jr ., pro ., Natl . Bk . of Del ., Wilmington . FLORIDA—Z . C . Chamhliss , Munroe and Chambliss Natl , bank , Ocala . GEORGIA—B . W . Runt , vice-pres ., Middle Georgia bank , Eatonton . IDAHO—Fred N . Shepherd , cashier . Empire National bank , Lewiston . ILLINOIS— -John M . Crebs , pres .. The National Bank of Carmi , Carmi . INDIANA—W . W . Bonner , cashier , Third National bank , Greensbnrg . IOWA—L . E . Stevens , ores .. Century Savings bank , Des Moines . KANSAS—L . H . Wulfckuhler , vice-president , Wulfekuhler State bank , ...
The Agricultural Credit Rate Sheet [Newspaper Article] — Banker Farmer — 1 December 1916
The Agricultural Credit Rate Sheet TO bankers and farmers is commended a careful reading of the article in this issue by Prof . R . L . Bennett on the pttn and purpose of the agricultural credit rate sheet , and — equally careful examination of the sheet which is also reproduced To bring into general use by farmers a credit form will go farther toward solving the rural credits problem and bringing safe farming than any other step . Proponents of rural credits legislation have urged that the farmer be placed on the same footing as the merchant and manufacturer . Every banker knows that the footing of the merchant and manufacturer has been established by a credit statement to start with . To induce the farmer to follow suit will require education and tact , as pointed out by W . C Gordon of the Agricultural Commission in a portion of his address before the Clearing House Section of the American Bankers association , which is reprinted . Realizing tms dearly but determined to do his be...
What the Banker Can Do in 1917 [Newspaper Article] — Banker Farmer — 1 December 1916
What the Banker Can Do in 1917 THIS is a mighty good time for the banker to map out his banker-farmer work for next year . Innumerable activities suggest themselves . Make a survey of your communhr Determine the greatest needs of its agriculture and country life . Then plan an activity that will help to fill this n __ Here are some headline suggestions : Help to secure a county agent Bring in pure-bred livestock and sell it to your farmers on easy terms . Encourage the construction of silos by offering to loan monev to build them . Interest the boys and girls by forming calf clubs , pig ch _ s corn clubs , canning clubs , etc Help your farmers to keep books . Offer them the !__&lt;_•. of your bank in adding up receipts and expenditures . Induce your farmers to make an inventory Jan . i . Use your newspaper advertising space to urge better agricul ture . Look over the school situation in your community . Campaign for a consolidated school . Interest your chamber of commerce i...
More County Agents ! [Newspaper Article] — Banker Farmer — 1 December 1916
More County Agents ! MORE than 1 , 500 county agents are at work in the United States . One thousand agents are employed in the South and 511 in the northern and western states . Agricultural authorities have been known to differ about some methods of instruction—they are unanimous in indorsing the county agent slan . But to introduce the county agent there must be a well considered campaign . In assisting to create sentiment favorable to the idea and in advising regarding its financial basis , -the banker will find a splendid field for labor . The number of county agents in every state should be largely increased . Bankers everywhere should interest themselves . Since its inception THE BANKER-FAKHES has devoted much space to the county agent Read the back numbers . . Write to your state college of agriculture where the state leader of this extension ¦ work is located . Sound out the leaders of your fanning community . State committees on agriculture , as well as individual bankers ...