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"' NiiiiiiniiNlllulllMlfflMllillfflMffllllMlllllim ^ imim . Ni , Niu . i , u ,, ii . imi . iu . m Uiimii » i . "" ¦" " "" I" fl g Q || fl IL BANKERS : READ THESE TWO LETTERS IllllllllllllllllllltltllllllllllllllllllllllllllllllllllUllllllllllllllllllllllllltll !! .,., ! , !)!) ,..,.,. I ,,, „„ ,,, , „ ., „ , „„ ^ ^ *—* *— ' * * *— ' * V k- ' . """ ""' ' """"" '" """"""" "Il """" 1 ' ' ' ' iiiiliiiiiiniiiiimii i gum i uuiuntiii , nt [Newspaper Article] — Banker Farmer — 1 August 1916
NiiiiiiniiNlllulllMlfflMllillfflMffllllMlllllim ^ imim . Ni , Niu . i , u ,, ii . imi . iu . m Uiimii » i . ¦ I fl g Q || fl IL BANKERS : READ THESE TWO LETTERS IllllllllllllllllllltltllllllllllllllllllllllllllllllllllUllllllllllllllllllllllllltll !! .,., ! , !)!) ,..,.,. I ,,, „„ ,,, , „ ., „ , „„ ^ ^ *—* *— * * *— * V k- . Il 1 iiiiliiiiiiniiiiimii i gum i uuiuntiii , nt STATE SAVINGS AND TRUST COMPANY TEXARKANA , ARKANSAS June Zl , 1916 . The Banker-Farmer , Champaign , III . , Gentlemen : I am inclosing herewith a letter of appreciation from one of our farmer friends to whom we sent THE BANKER-FARMER . / am not sending this letter for the purpose of having it published but simply to show you how the magazine is being received by the thinking class of farmers . A number of farmers to whom we sent THE BANKERFARMER called at the bank and others have written acknowledging and thanking us and in many cases gave us names of their friends who desired to be placed on the mailing list . ...
What They Say [Newspaper Article] — Banker Farmer — 1 August 1916
What They Say We certainly appreciate the little paper . —Sam A . Brown , Iroauois County bank , Cissna Park , Illinois . We are using THE BANKER -FARMER with interest and profit . —A . R . Arnold , cashier West Side bank of Tracy . California . We like the paper and believe that it would be a great help to us in our vicinity . —W . N . Morris , cashier the First National bank , Samson , Alabama . THE BANKER-FARMER is making a hit with our customers , and I am glad to give it due credit . —C . M . Blocker , vicepresident , the State Savings and Trust company , Texarkana ; Arkansas . I was much interested in your cover page of the July number of THE BANKER-FARMER . I think you have hit the nail on the head with this cartoon . —C . V . Gregory , editor Prairie Farmer . I Wish to congratulate you on the forceful and truthful cartoon on the first page of your issue of July . That ought to be republished in every county of every state in the Union . —F . M . Cornell , Fulton Patriot , Fu...
Farm Women Tell What it Means to Live in the Land of Mud [Newspaper Article] — Banker Farmer — 1 September 1916
Farm Women Tell What it Means to Live in the Land of Mud 1 THINK after living upon the farm for almost forty years following the profession of a farmer s wife , I can write from experience and deep feeling upon the good roads proposition . I wish to say with all the emphasis that it is possible for the written word to convey , that there is no one thing that has helped me to entertain the thought of abandoning farm life and seek the allurement of city life as much as the state of roads that we have , been obliged to endure for many months in the year . When I hear a farm woman say she does not want to vote , I wonder how it is that she has never wanted to cast her vote for a road commissioner that would study road improvement and do effective work conscientiously for bettering our roads . This question has been discussed from every point of view as to its benefits to the farmer s wife and daughter , and I wish I had words at my command that would be forcible and argumentative enough...
Uncle Sam Sets a Good Example- —85 Millions for Good Roads [Newspaper Article] — Banker Farmer — 1 September 1916
Uncle Sam Sets a Good Example- —85 Millions for Good Roads UNCLE SAM has bought eighty-five million dollars worth of chips and taken a hand in . the Good Roads game . He has passed a Federal road bill which is certain to give an impetus . to the powerful movement for better highways which is covering the country . Seventy-five million dollars is to be expended for the construction of rural post roads in cooperation with the highway departments of the states . Uncle Sam will spend a dollar if the state will match it with another dollar , up to the amount allotted to each state . The states which secure aid must maintain the roads except where extraordinary repairs or reconstruction is required . Five million dollars is made available for expenditure during the fiscal year ending June 30 , 1917 , and thereafter the expenditure is to be increased five million dollars annually until 1921 when it will have totaled seventy-five million . The other ten million dollars will be spent for the...
Good Roads Everywhere to Revive our Dying , Isolated Communities [Newspaper Article] — Banker Farmer — 1 September 1916
Good Roads Everywhere to Revive our Dying , Isolated Communities NOT so very long ago a man named Edgar Lee Masters wrote a poem which he called The Spoon River Anthology . It is not a very nice poem . There seems to have been something strange about every one in Spoon River . No one seems to be what he ought to have been in Spoon River . But the sad part of it all is that Spoon River is not an exceptional place . Outside of many cities the Spoon Rivers are dotted about , And however well a Spoon River Anthology may-speak for our literature , it does not speak well for the condition of our country , and therefore it is well for us all to see that another story about Spoon River is never written . There is one way to prevent it , and that way is not hard to find . Let us examine these Spoon Rivers of ours . They are all very much alike . There are the same ramshackle houses , the same run-down farms , the same country store with its complement of lack-lustre . hangers on . There is t...
Uncle Sam ' s Rural Credits Measure — And Some Talks About Credit [Newspaper Article] — Banker Farmer — 1 September 1916
Uncle Sam s Rural Credits Measure — And Some Talks About Credit THE United States Department of Agriculture summarizes the Rural Credits legislation which has become a law , as follows : . The act provides for the creation of 12 Federal land banks and permits the establishment of any number of joint-stock land banks for the purpose of making loans at a reasonable rate of interest , for long periods of time , on farm lands . A Federal Farm Loan board has complete control over these banks . ( a ) Federal Land Banks Twelve Federal land banks are provided , one in each of 12 districts into which the country will be divided . These banks are empowered to lend on first mortgages on farm lands in amounts of $ 100 to $ 10 , 000 for approved purposes . The loans are to be made through farm loan associations and agents . No loan may be made for more than 50 per cent of the value . of the land mortgaged and 20 per cent of the value of the permanent improvements upon it . National farm loan ass...
Boys and Girls Learn Dairying and Make Profits From Banker ' s Cows [Newspaper Article] — Banker Farmer — 1 September 1916
Boys and Girls Learn Dairying and Make Profits From Banker s Cows A COUNTRY banker in Kansas went to a . meeting of the county farmers institute last year and made a speech something like this : Prosperous as we are in this county , we ought to have more cows . The way to bring them , I believe , is to interest the boys and girls—the farmers and farmers wives of the future . I will loan them money to buy cows . They can give me notes which are to be paid from the milk , cream and calves . They are to pay off the notes at regular intervals . The profits , after the cows are paid for , are to be the boys and girls . Clarence Mathein made $ 60 In ten . months and aspires to a herd of his own More than a year has passed since this Kansas banker made this speech . Twelve cows were placed in the hands of the young farmers and their experience proved an object lesson to the community in showing what could be done in dairying . The banker was W . A . Miller , president of the Citizens Natio...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 September 1916
Bxecntlve Committee of the Permanent Conference of the Committees on Agricultural and Educational Development of the State Bankers Associations . B . F . Harris , President . ALABAMA—James Keith , Jr ., Annlston City National Bank , Annlston . ARIZONA—N . D . Sanders , Asst Cash ., Phoenix Savings and Trust Co ., Phoenix . ARKANSAS—B . C . Powell , Cash ., Merchants &amp; Planters Bank , Camden CALIFORNIA—H . C . Carr , Vice Pres ., First National Bank , Portervllle . COLORADO—G . T . Wells , Denver National Bank , Denver . DELAWARE—John Richardson , Jr ., Pres ., Natl . Bk . of Del ., Wilmington . FLORIDA—Z . C . Chambllss , Munroe and Chambllss Natl Bank , Ocala . GEORGIA—B . W . Hunt , Vice Pres ., Middle Georgia Bank , Eatonton . IDAHO—Fred N . Shepherd , Cashier , Empire National Bank , Lewlston . ILLINOIS—John M . Crebs , Pres ., The National Bank of Carml , Oarmi . INDIANA—W . W . Bonner , Cashier , Third National Bank , Greensburg . IOWA—L . E . Stevens , Pres ., Cen...
A Statement by the Editor [Newspaper Article] — Banker Farmer — 1 September 1916
A Statement by the Editor T HREE years ago we had the temerity to suggest that the publication of such a monthly as this—and bearing this particular name and hyphen—would in a unique and original way make a place for itself by doing a real service . We stated in our Why and Wherefore , on the front page of the first BANKER-FARMER : A Permanent Agriculture can only grow out of a successful rural life , which in turn , is the basis of a healthful and enduring national life . The soil and its care and the care of its caretakers constitute the biggest problem we face . In this field of public welfare—better farming , marketing , education , roads , rural life and credits—the banker shows his living interest not by faith only but by works . THE BANKER-FARMER goes to bankers with the message , the urgent request and confident hope , that the many of them who have already actively taken up the work will be still further inspired and advised , and that the banker who has yet to find his par...
Two Kinds of Credit [Newspaper Article] — Banker Farmer — 1 September 1916
Two Kinds of Credit TURN to page 6 and read about two kinds of credit—productive and destructive , v or consumptive , credit . Mr . P . W . Goebel , vice-president of the American Bankers association , gets at the meat of the whole matter of credit in a few sentences . Read it . Have your farmer friends—all your customers , in fact—read it .
UNKNOWN [Newspaper Article] — Banker Farmer — 1 September 1916
Agricultural Commission of the American Bankers Association E . J . Curtin , President , Citizens Savings Bank , Decorah , Iowa . Jos . Hirsch , Vice-Pres ., CorpuB Christi Natl . Bank , Corpus Christi , Tex . William H . High , assistant caBhler , Anglo and London-Paris National Bank , San Francisco . R . I . Woodside , President , FarmerB &amp; Merchants Bank , Greenville , S . te . J . B . Wheeler , Cashier , Farmers-Merchants Union Bk ., Columbus , Wis . Geo . T . Wells , Chief Clerk , Denver National Bank , Denver . B . F . Harris , Chairman , Pres ., First National Bank , Champaign , III .
UNKNOWN [Newspaper Article] — Banker Farmer — 1 September 1916
MNIflMARMER Reviewing the Banters Activities jor a Better Agriculture andRural life Title Registered In U . S . Patent Office Published by the Agricultural Commission of the American Bankers association , not as a matter of news , but with the single purpose of encouraging , quickening and Inspiring to action . THE BANKERFARMER attempts to present monthly concrete happenings and suggestions bearing on the bankers constructive program for a better agriculture and country life . B . F . HARRIS , Editor . LOUIS M . TOBIN , Associate Editor . Subscription Price—FITTY CENTS A YEAR SPECIAL OFFER TO BANKS FOR DISTRIBUTION $ 1 . 25 and $ 2 . 25 per 100—see back page . Address THE BANKER-FARMER , Champaign , Illinois . Entered as second-class matter , Dec . 1 , 1913 , at the Post Office . Champaign , 111 ., under Act of March 3 , 1879 .
"Talked to Death ?" [Newspaper Article] — Banker Farmer — 1 September 1916
Talked to Death ? POSSIBLY there are city bankers who think the bankerfarmer campaign has been talked to death , as President Lucas indicated in his address to the bankers of the state of Washington . Mr . Lucas told them it was a matter close to the country banker and that it presented new problems hourly . If the banker-farmer movement was a fad , it would have been talked to death long ago . But you cant do that to a campaign which deals with the greatest of all industries the prosperity of which is necessary to the city as well as the country banker . Bankers everywhere can get a new perspective of the magnitude of the subject by reading the following paragraphs from an editorial in the New York Evening Mail : We flatter ourselves with stories of the prosperity of the farmer , but this prosperity really is exceptional . There is a peril back of the situation which we have ignored . The cities grow , the farms decrease . We take much from the soil and return little to it . The fa...
Take the Long View [Newspaper Article] — Banker Farmer — 1 September 1916
Take the Long View WHATEVER may be the result of the Federal Rural Credits bill , it will certainly make more bankers think about what they are doing to finance the farmer . To bankers in unsettled countries , where farming is more or less of a hazard , and with resulting risk to the people s money loaned by the banker , may be commended the counsel of Mr . James K . Lynch , president of the American Bankers association , in an address on Frontier Banking before the bankers of Texas : rJl h £ e P ^ 011 ? 1 and family reasons for a strong sympathy SL = he T v e Wh 0 ^ Ssi a h 7 . in Z directly from the earth , because I know much of their difficulties . Therefore , I would of g ™ nJ £ f ef 1 kerf °£ fhis c ° mmonwealth &gt; as I do on those = L my + T ^ Sta j e t 0 ta £ e a lon S view wherever it can be SfL , i aiLl as ralldl ? as Possible do away with methods that bear harshly on the borrower . If , as I have been told , there are customs of mortgages on wF / J ? 1 ? ° ^ lan...
Farmer Jones and Farmer Smith [Newspaper Article] — Banker Farmer — 1 September 1916
Farmer Jones and Farmer Smith THE First National bank of Wausau , Wisconsin , used the Rural Credits cartoon from our July issue in a newspaper advertisement , with this comment : Farmer Smith the wideawake , up-to-date farmer , has no trouble m getting money on a mortgage or loan at the bank . JJl ? i ba ? ke £ s H ^ J 1 ? He ^ Posits his milk , cream and cattle checks with the bank and pays his bills with bis own checks . He is businesslike about all his doings . His credit is good in the business world . Farmer Jones—well look at the cartoon . He too could have a good credit standing . If he gets a milk or cream or cattle check , he has it cashed on the outside ; pays his bills ma careless manner ; never has money in the bank and seldom in his pocket . When he asks for credit , what will the answer be ; What will make Farmer Jones credit good ? He must be educated to be a better farmer . Banker-farmers all over the United States are trying to accomplish this by cooperating with o...
The Ogre on the Front Paae [Newspaper Article] — Banker Farmer — 1 September 1916
The Ogre on the Front Paae HIS name is Bad Roads and he stands between the farmer and his wife and son and daughter and the better things—education , profits , churches , recreation . He is not a nice looking person , this Ogre—but what other kind of a person would you draw to symbolize Bad Roads ? Today the dominion of this tyrant extends over countless miles of roads . But there are rumblings of rebellion which indicate that he is to he overthrown . Uncle Sam has joined hands with the states by passing a measure which means the expenditure of eighty-five million dollars . Every banker should have a hand in routing this Ogre . One good way is to show him as he is to the people . Exhibit him on a poster or in your local newspaper . Well send you a cut of the cartoon at cost .
Another Banker-Farmer Conference [Newspaper Article] — Banker Farmer — 1 September 1916
Another Banker-Farmer Conference THE second annual banker-farmer conference at Memphis , Tennessee , last month , under the auspices of the Bureau of Farm Development of the Business Men s club of Memphis , calls attention again to the great work that is being done by the banker-farmers of the South . To win the South to diversification that it may feed itself is a Herculean task but the banker-farmers have accomplished much . The work of the Memphis Bureau of Farm Development is worthy of note . It has raised a large fund and has engaged experienced men to direct a propaganda of better farming that is bound to bring results .