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What the Consolidated School Means to the Children bf the Country [Newspaper Article] — Banker Farmer — 1 August 1916
What the Consolidated School Means to the Children bf the Country r [ E county superintendent of a rich county in Illinois came back to his office one day after a round of some of the little , white , one-room school houses which dot the fertile prairies of the region . He had visited , one after another , four of these small schools . Here were four separate schools , each with a teacher . Less than thirty pupils in all were enrolled —an average to a school and teacher of less than eight ! Now if the county superintendent could have swept his hand and re-arranged these thirty boys and girls in one building under one teacher , they would have A fair example of Uncle Sam s 212 , 000 one-room schoolhouses where nearly seven million boys and girls are educated . composed just about the right-sized oneroom school . It must not be imagined mai tne eaucator By Louis M . Tobin was one bit surprised at the small enrollment . Once upon a time he had taught a one-room school himself and he kn...
Bankers : Campaign for a Cottage for Your Country Teacher [Newspaper Article] — Banker Farmer — 1 August 1916
Bankers : Campaign for a Cottage for Your Country Teacher FARMING and banking , as business professions , have both passed through various stages of cooperative organization . In the early days of the banking business , adverse laws , which now seem so ludicrous as to be almost unbelievable , held the lending of money at interest to be un-Christian and illegal , making necessary the close organization of bankers so that they could quickly transfer their visible assets and escape confiscation . But when the commercial necessity of A Teachers Cottage In Washington — No Boarding Around Here renting money , as well as other property , was recognized , and the ban removed , bankers became more independent of each other . It is only quite recently By Mrs . Josephine Corliss Preston Supt . of Public Instruction , Washington that they have come to see that a misfortune to one destroys confidence in , and the prosperity of all , and that their welfare lies in the organization of clearing hou...
The Consolidated School Teaches Agriculture and Domestic Science [Newspaper Article] — Banker Farmer — 1 August 1916
The Consolidated School Teaches Agriculture and Domestic Science THE Harlem consolidated school , six miles north of Rockford , Illinois , is the pioneer consolidated school in Winnebago county in establishing a course of study embracing agriculture , domestic science and manual training . These advantages were made possible by the consolidation of four one-room schools in April , 1910 . The petitions making possible consolidation were signed by 64 electors in favor of the movement and 16 against it . The trustees vvircvi uiiaiiiiuuusiy consolidate Winter Has No Terror for the Consolidated Child LO , and an election was held to bond the district for $ 17 , 700 , which was earxieu scnooi By C . C . Burns , Principal . A ooara was elected , and its first act was the adoption of a rule to employ only teachers who were either normal school or college graduates . The consolidated district comprises about 16 sections of land . It is about three miles wide in the widest part and nine miles...
Our Rural Credits Cartoon [Newspaper Article] — Banker Farmer — 1 August 1916
Our Rural Credits Cartoon THE July cartoon in this magazine was entitled Rural Credits . The Prairie Farmer said of it : The cartoon on the front page of the July issue of THE BANKER-FARMER is especially interesting in view of the rural credit agitation . Farmer Smith is shown as an active , wide-awake young chap , using improved methods of farming , and handling his farm so that it grows better from year to year . Farmer Jones is illustrated as a one-crop soil-robber , with uncared for stock and machinery and a farm that is constantly growing poorer . Farmer Smith , as you can well guess , never has any trouble in getting money at the bank when he needs it , while Farmer Jones complains that Somehow the banks wont loan me anything . There is a good deal of truth in this cartoon . No rural credit system will take care of the farmer who has not learned to work out his own salvation . The Mortgage Securities company of New Orleans has reproduced this cartoon for circulation in the ter...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 August 1916
B . F . HARRIS , Editor . LOUIS M . TOBIN , Associate Editor . Subscription Price—HFTJT CENTS A YEAR SPECIAL OFFER TO BANKS FOR DISTRIBUTION $ 1 . 26 and » 2 . 25 per 100—see back page . Address THEjBANKER-FARMER , Champaign , Illinois . D S ™ 63 ! , ? 8 , ^ 0 nd ; Cl ? S . , ™ Ue Z Dec- lTini : aTthe Post Office , Cham : paign . ill under Act ot March 3 , 1879 .
UNKNOWN [Newspaper Article] — Banker Farmer — 1 August 1916
MHMMER Renewing tfieBanlers Activities ftraBetter Agriculture andlWuft Title Registered in U . S . Patent Office f ^ if , h » a by ? e Agricultural Commission of the American Bankers association , not as a matter of news , but with the single purpose of ™™ r ™ nB Vt qUl ° kenlng and &gt;»» P -liB to action . THE BANKER- « . 7 i „ - k at . etnp ? ,. presunt monthly concrete happenings and sug . gestlons bearing on the bankers constructive program for a better agriculture and country life . netter
UNKNOWN [Newspaper Article] — Banker Farmer — 1 August 1916
Agricultural Commission of the American Bankers Association f ;/ Jr art i n , , ^ re 8 J ? ent Citizen Savings Bank , Decorah , Iowa . Wil llfm H HIII » r « i \ C ° ? &gt; S ? . hrl 8 tl Natt Bank Corpu 8 Chrl » t 1 Tex William H . High , assistant cashier , Anglo and London-Paris National Bank , San Francisco . ? n ^ l , t JS , lae • I ?;* 1 . Farmers &amp; Merchants Bank , Greenville , S . C ? . „ n . „ f e , , er ~^ shler Farmers-Merchants Union Bk ., Columbus , Wis ? ° i T i We , U , „? let CIerk D &lt; m ™ r National Bank , Denver . B . F . Harris , Chairman , Pres ., First National Bank , Champaign , 111 .
UNKNOWN [Newspaper Article] — Banker Farmer — 1 August 1916
Executive Committee of the Permanent Conference of the Co ^ Sttw * on Agricultural and Educational Development of the State Bankers Associations . B . r . Harris , President . ALABAMA—C . E . Thomas , Vice Pres ., Autaugua B &amp; T Co Prattviiio ARIZONA-N . Danders . Asst . Cash ., PhoenS Savings Bank SS ARKANSAS—J . K . Browning , Cashier , Bank of Piggott Plgeott rmn « ° ^ 5 ± 77 H ^ C Carr - VlM Pres ., First Nation !! Bank 8 Portervllle SS T A ^? 2 iZ ? T ? Yfi 8 Deaver N 1 *! Bank , Denver . F ? n £ miR &amp; -John Richardson , Jr ., Pres ., Natl . Bk . ot Del ., Wilmington . GE SSS A ~! w C £ anlbl £ f M „ Unroe and Chambliss Nafi Bank , ofala . miS £ ^ w ^ L H , mt i , V 1 ?! P f es Mladla G « ° fa Bank , Eatonton . II T T ^ £ . ™ D ^ VIA * rB a « nt . Jrrt National Bank , American Falls . mnVlwA w h w M J } rebB P i es The N « ° nal Bank of Carml , Carmi JnwA ^~^ - =. W - Bon ° er - Cashier , Third National Bank , Greensburg l ?? ltrX % . S ? 0 ve £ s Pres C...
nuiwHuiiuiiiiiiwiiiuiiiiiiuua ^ Use Our Cartoons [Newspaper Article] — Banker Farmer — 1 August 1916
nuiwHuiiuiiiiiiwiiiuiiiiiiuua ^ Use Our Cartoons Have them printed in your local newspapers . The July Sural Credits cartoon should be used by every banker . The Consolidated School cartoon in this number will help in your campaign . We can furnish zinc etchings of either of these cartoons , or any others , full size for $ 3 ; half-size , $ 1 . 50 . Provided sufficient orders are received at once , we can furnish electros much cheaper than these prices . So write at once .
Cost of Consolidated Schools [Newspaper Article] — Banker Farmer — 1 August 1916
Cost of Consolidated Schools THE banker-farmer who is backing a campaign for consolidation must be able to discuss intelligently the cost of . the system as compared to the district plan . The state of Indiana in 1912 issued a complete study of the cost of consolidation . It cost the Hoosiers in their consolidated schools $ 33 . 89 per child and in their district schools $ 36 . 31 . This was on the side of consolidation but the cost per child did not include the cost of transportation . With the cost of transportation added , the cost per child in the consolidated schools was $ 49 . 12 . But the United States Bureau of Education points , out these important facts : The consolidated schools were maintained twenty days longer in the year than the district schools . They employed better teachers at higher salaries . In each building a principal is employed who devotes part of his time to supervising the work of the other teachers . In many cases they are men , whereas under the distric...
Citizens of the Future [Newspaper Article] — Banker Farmer — 1 August 1916
Citizens of the Future WHEEE are the bulk of the future citizens of this country moulded ? In the high schools or universities ? No . Eighty-five per cent of our children receive ALL their education in the grades . But , the fifteen . per cent who go beyond the elementary schools have been receiving the more attention . This magazine has often said : Take care of the youth of the Republic and they will take care of the Republic It has quoted the German statesmen who say that whatever you would have appear in the life of a people , you should put in the schools . Great men have come from the one-room schools , but in spite of and not because of them . They are a poor place to train seven million rural children to be useful citizens . That so many good citizens have come out of these schools is a tribute to their own rugged , determined stock rather than to the school system . It is time for Uncle Sam to pay more attention to the children of the elementary schools . Why should seven m...
What Consolidation Did for One County [Newspaper Article] — Banker Farmer — 1 August 1916
What Consolidation Did for One County IN Randolph county , Indiana , there are 13 consolidated schools . The first one was established in 1905 . These 13 schools contain 84 rooms , not including recitation rooms , laboratories , workrooms , and playrooms . The buildings , not including grounds and equipment , cost nearly $ 300 , 000 . The 13 schools have an average of three acres of ground each . Before consolidation , 83 teachers were employed in elementary work and eight in high-school work . After consolidation 50 teachers were employed in eleihentary work and 25 in high-school work . Six of the old district schools had highschool work , only two of them employing more than one teacher ; 11 of the consolidated schools maintain high-school teachers , none of which have fewer than three teachers . All of the consolidated schools but two maintain an eight-month session ; the average term of the district schools was less than seven months . All of the consolidated schools with highsc...
Uncle Sam Will Help You [Newspaper Article] — Banker Farmer — 1 August 1916
Uncle Sam Will Help You UNCLE SAM will help you in your campaign for a consolidated school . He has prepared fifty-two uncolored lantern slides and an outline lecture and printed material for the use of any resident of a community who may read the lecture at a gathering . The lecture is entitled , The Consolidated Rural School and Public Transportation . It will be loaned to school authorities for expressage to Washington and return . Requests should be made as far in advance as is possible to the U . S . Bureau of Education . Bankers can cooperate in securing the use of this lecture which will be found helpful in explaining the consolidated school system to the public . Two bulletins of the United States Bureau of Education which should be secured are Consolidation of Rural Schools and Transportation of Pupils at Public Expense ( Bulletin 1914 , No . 30 ) and The Status of Rural Education in the United States ( Bulletin , 1913 , No . 8 ) . The One-Room School Fosters Illiteracy FEW...
How Cook County , Illinois Links the Country School and Home [Newspaper Article] — Banker Farmer — 1 August 1916
How Cook County , Illinois Links the Country School and Home STUDY what you have need of or soon you will need and learn by doing ! emD ° dies the princi- *! is By E . J . Tobin Cook County ( 111 . ) Supt . of Schools tne yxc wu , uaa guvemeu » na now governing development of the Cook county system of rural education . If pupils are to study what they need to know , they must be doing something worth while in order to have the need , and if pupils are to learn by doing , worth while things must be given them to do and to study about while they are adoing . The rural school and the rural home are far apart . The home life of the boy and girl must be more closely connected with the school training . A change in the rural school system must be made to link the home , the community , and the school together in study , work and recreation . I believe that this can be done by tying together the book learning at the school with the actual doing of useful things about or in the home . With ...
How a Letter From a Farmer Aroused the Bankers of California [Newspaper Article] — Banker Farmer — 1 August 1916
How a Letter From a Farmer Aroused the Bankers of California HERE is the letter that started to awaken us . It is written by a man who ByH . CCarr Chairman Calif . Committee on Agriculture lived in California for a number of years and went back to Tennessee to take possession of what he thought was an old , worn-out farm that was left to him as a legacy . We asked him to write to us and tell us how he was getting along , and here is the answer : Dear Mr . Carr : Believe me , my eyes have been opened . This old farm that was in the family before I was born goodness knows how long , was considered worn-out when I was a kid . It was always thought that the farm would not support more than the old folks and one kid . We always wondered who was going to be the goat and have to stay , so as fast as we dared we went elsewhere . I went to . California and made and saved some money there , thanks to your help and advice , and was the only one of the boys that had enough money to buy out the ...
Bringing Jerseys to . California [Newspaper Article] — Banker Farmer — 1 August 1916
Bringing Jerseys to . California FROM inspiration received through THE BANKER-FARMER we conceived the idea of bettering the condition of our farmers by buying up pure blood registered Jerseys and re-selling to our people without profit and allowing them to pay the loan from one-half of the proceeds of the cream check each month . Recently we purchased a number of head from the C . L . Leonard herd averaging about $ 118 per head , which have been disposed of according to our plan . The proceeds from these cows have demonstrated the wisdom of our move and we are now placing others as fast as we can get reliable stock . We have loaned on dairy cows and have been very liberal in these loans but unfortunately our people were not buying the best grade of cows , with the result that the average yearly production of butter fat was about 175 pounds , from Part of the First Nationals Herd which statement you will readily see our people were not succeeding as they should . From the cows we are...
California Bankers Encourage Pig Raising [Newspaper Article] — Banker Farmer — 1 August 1916
California Bankers Encourage Pig Raising Here s Your Prize Check ! ONE of the far west communities in which the banker-farmer movement is being carried forward is the Imperial valley in the southeastern corner of California . Recently there was held at the state experimental farm in the valley a hog show where were exhibited -the entries of 35 boys representing the agricultural clubs of five high schools in the valley . The prizes were one transcontinental trip and five trips to the University of California farm at Davis . These were made possible by the assistance of the Imperial Valley Bankers association , which appropriated $ 500 for the purpose . The winner , Michael Lynch , a 16-year-old Imperial high school student , produced the gain on two pigs at an average of $ . 029 per pound , according to the figures given out by the state university . The illustration shows B . R . Brundage , president of the association , presenting the first prize check to the victor . The result of...
The First Rule for Farm Credit—Productivity [Newspaper Article] — Banker Farmer — 1 August 1916
The First Rule for Farm Credit—Productivity S PEAKING broadly , there are probably almost as many farmers in this country who are suffering from too much , as from too little credit . In the payment of a debt it is not the interest but the principal which gives the greatest trouble , except where interest rates are exorbitant . The reason it has seemed necessary to emphasize this elementary fact is , that many people seem to imagine that if interest on farm loans can be reduced from 7 per cent to 5 per cent , or from 6 per cent to 4 per cent , conditions will be made easy for the farmers . It is important that interest rates be lowered wherever it is economically possible , but it is vastly more important that farmers should learn how to pay the principal easily . The only way to do this is to use the money borrowed in such a way as to put one in possession of the means of repayment . If the $ 100 which a man borrows is spent for fertilizer , which adds $ 125 to the value of his cro...
Encouraging Farmers and Farm Wives of Future [Newspaper Article] — Banker Farmer — 1 August 1916
Encouraging Farmers and Farm Wives of Future FLORIDA bankers gave a prize to Miss Eula Trantham because she netted $ 111 . 62 by her canning work—which indicates that Eula herself will be a prize for someone when she grows up . Master William Fulton raised 100 . 57 bushels of corn and the Florida bankers gave him a prize , too . Uncle Sam s Department of Agriculture says that more than 200 , 000 boys and girls did club work last year and that they sold their products for more than half a million dollars . This meant an average of $ 20 to a child . But Uncle Sam does not measure the success of the work by boys and girls in dollars and cents alone . The influence on grownup people and upon the boys and girls themselves when they grow up is regarded as heavy . Many state associations make a practice of awarding prizes to the state winners , just as Florida has Florida s Victors done . Individual banks all over the country are cooperating to encourage club work by boys , and girls . Cor...
The Silo Will Make Your Farm Worth More [Newspaper Article] — Banker Farmer — 1 August 1916
The Silo Will Make Your Farm Worth More 1 . The silo combines more good things and brings greater profit than any other building on the farm ; provides a cheap and convenient place to store all of the crop . 2 . Helps utilize cheap roughage ; makes it possible to keep more stock on the farm , which means manure for the land . 3 . Insures succulent feed in the winter and in dry spells when pastures fail . • 4 . Provides a balanced ration when fed with alfalfa , clover , bran , cottonseed meal and other protein feed . 5 . The silo takes care of the crop and clears the land for early fall plowing . 6 . Prevents waste in feeding ; keeps stock in good condition ; makes cheap beef and milk . « . 7 i £ n acre of corn can be Placed in the silo at less cbst than the same acre can be husked and shredded . —International Harvester company . The Wisconsin Banker-Farmer Excursion rlEY came to SEE with their own eyes some of the results of scientific methods in agriculture that have been achieved...