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Elephind.com contains 180 items from Fraternity, samples of which are listed below. All items from this newspaper title are freely available and can be searched from the search box above. You may also search the entire collection of 2,949 newspaper titles in Elephind.com.
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Page 1 [Newspaper Page] — Fraternity — 1 November 1914

u m tOLEI&M ^PUBUCAM SEel 'OFFICIAL ORGAN OF THE ORDER' Volume XIII 4i Nothing FORT WORTH, TEXAS, NOVEMBER, 1914 ImpoM*ibU" Number 11 PREMIUMS PAID PROMPTLY PROCURED PAST PARTICIPANTS $780,195.05 FRATERNAL INSURANCE VS. OLD LINE INSURANCE. i * It is not the purpose of this article, as its caption would suggest, to extol the merits of fraternal insurance to the detriment of what is commonly known as "old line" insurance. For we are liberal enough to concede that the purchase of an insurance policy in any solvent insurance company, whether it be in a fraternal or an old line company, shows business discretion on the part of the assured. And we make the further concession, that a pe- cuniary consideration is the primary in- centive that prompts the applicant to seek insurance protection, and that if you eliminate the strictly protective feature from insurance contracts the conse- quence will be a speedy disintegration of our insurance organizations. However, 'after making these con...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 2 [Newspaper Page] — Fraternity — 1 November 1914

r kK Kv Wm V *• speaking disparagingly of the methods of our old line insurance organizations, we unhesitatingly commend fraternal insur- ance as being preferable for the man or woman with limited or moderate means. D. H. CABEEN. Monday morning, October 5, I boarded the train for the beautiful little city of Sanger, 47 miles north of Fort Worth on the G. P. & S. F. Ry. On my arri- val, I was met at the station by John M. Smith, a loyal member of our order. After spending some time visiting the members of Sanger Lodge (457), Bro. Smith drove me to his hospitable home, where I was cordially received by his estimable wife and children. After rest- ing for a short while we started on our journey to bisit Bolivar odge, No. 133, and I must say I have not spent a more pleasant evening in a lodge room for some time. We had nearly the entire membership present. In fact the mem- bership at Bolivar are always true to the principles of our order, and are ready to do anything in their power ...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 3 [Newspaper Page] — Fraternity — 1 November 1914

FRATERNITY as with the gastric glands, and results in a serious deviation from the normal digestive process. The use of cigarettes is especially in- jurious. The cigarette habitue inhales the smoke, thus causing a dryness and blackening of the lining membrane of the prarynx and Jarnyx and delicate bronchial tubes. Their use coats the tongue, fouls the breath, causes chronic catarrh of the throat and nose, sleepless- ness, muscular weakness, nervous trem- ors, weakens the eyesight, causes palpi- tation of the heart and seriously impairs the brain power. In fact the use of these deadly things destroys the habitue phy- sically, mentally and spiritually. Cigar- ette smoking is a slow, insiduous sure poison and creates but one kind of man, a physical, mental and moral degenerate. If you use them, reader, STOP. Fraternally submitted, JAMES L. COOPER, M. D., Supreme Medical Examiner. THE BENEFITS OF THE MUTUAL CERTIFICATE OF THE U. B. A. By One of Fort Worth's Oldest Writers. I often wonde...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 4 [Newspaper Page] — Fraternity — 1 November 1914

FRATERNITY A MAGAZINE FOR THE HOME AND THE OFFICIAL ORGAN OF THE UNITED BENEVOLENT ASSOCIATION. HENRY C. SCHMIDT Editor Published Monthly by the Supreme Lodge, United Benevolent Association. HON. E. S. ROY ALL Supreme President A. GARDNER Supreme Vice-President J. A. CONNER Supreme Secretary BEN. O. SMITH Supreme Treasurer SUPREME EXECUTIVE COMMITTEE. D. H. CABEEN Honey Grove, Texas A. B. VERA Fort Worth, Texas W. J. GILVIN Fort Worth, Texas DR. J. H. MORRIS Dallas, Texas R. M. DAVIS Fort Worth, Texas SUPREME COUNSELLOR. MORRIS RECTOR .Fort Worth, Texas SUPREME MEDICAL EXAMINER. DR. JAS. L. COOPER Fort Worth, Texas (SUBSCRIPTION PRICE 50c per Annum Entered at the Post Office at Fort Worth, Texas, as second class matter, under act of Congress. All changes of address and all additions to the mailing list should be addressed to The Editor of Fraternity, Continental Bank Bldg., Rooms Nos. 802 and 303, cor. Houston and Seventh Sts., Fort Worth, Texas. Be sure and give your former as well...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 5 [Newspaper Page] — Fraternity — 1 November 1914

FRATERNITY !-f « j t work. I was very much impressed with the report of the committee on state of the orders and statistics, and some facts as given therein would no doubt be of intense interest to the many readers of "Fraternity." I therefore review briefly this report. In this report the full fig- ures are given as rendered by seventy- nine of the most important fraternal or- ders in America. Nearly all ofthese so- cieties show an increase in financial strength and all report growth and im- proved business conditions in the field. On January 1, 1914, these seventy-nine societies had 5,786,984 beneficiary mem- bers, carrying $7,225,857,950.19 insurance. There were 675,496 new members added by these societies during the year 1913. There was a total of 55,631 deaths during the year. The insurance in force by these seven- ty-nine societies on January 1, 1914, was $7,225,857,950.87. During the year 1913 these societies wrote in new business $718,848,958.18. The average amount of the ce...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 6 [Newspaper Page] — Fraternity — 1 November 1914

- 1 6 FRATERNITY the spirit of happiness in our loved ones of tender years. We are not in business for profit. Our officers are not high salaried men greed- ily awaiting an opportunity to cry "hard work," more salary. It is barely a liv- ing for them, and practically nothing, financially speaking, for many others, but it is great work, this work of build- ing up for your protection, and playing the part of Guardian Angel, when the ever-feared Angel of Death visits our loved ones. We have worked hard, and all have worked well. The U. B. A. is sound. The U. B. A. is the "Right Now Order. " I congratu- late you my friends because you are one of us, and I want you to feel that from the President to the last member initi- ated we are with you, in sickness and in health, in sorrow and in happiness. We are all working for your good, and for the good of those dearest to you. Get a member, and tell the new mem- ber to get a member. Let all work, yes work like "Old Harry" to build up, and kee...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 7 [Newspaper Page] — Fraternity — 1 November 1914

o o FRATERNITY from the experience of those who today have gone too far in the investment field and who are striving too far in the in- and who are striving to recover lost ground. It should use the busisess business only as a basis upon which to predicate a broader and more consistent future. Have we not a field, an oppor- tunity and a duty to which we should bend our best efforts? Should we not stand by the fraternal system in all ways possible and show what can be done un- der its banners when consistent and legitimate efforts are the central pur- poses? Should we not meet all forms of endeavor in harmony with the pur- poses striven to be brought to a success- ful issue, and should we not meet condi- tions as they exist, regardless as to our preconceived notions and theories? We have opportunities and responsibilities. The future depends upon the manner in which we meet them.—Fraternal Moni- tor. The community and the society are dependent upon their members. A TIME FOR OPTIMISM....

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 8 [Newspaper Page] — Fraternity — 1 November 1914

j I I ! M 8 FRATERNITY TO ALL U. B. A. LOCAL EXAMI- NERS. Fort Worth, Texas, Feb. 27th, 1914. Referring to the analysis of the urine in making your examinations for the Unit- ed Benevolent Association, it is the ear- nest desire of our company that the same be done in a thorough and careful manner to the end that our policy hold- ers may be duly protected from those applicants who are not in sound bodily health and free from disease. In this connection I beg to respectfully call your attention to "A Compend of the Physiology and Pathology of Urine," by Doctor Julian H. Morris of Dallas, Texas. Accurately and yet briefly, this little volume gives all information nec- essary, in order to thoroughly examine the urine for purposes of life protec- tion, and a copy of same should be on the table of every insurance examiner in Texas. I earnestly recommend its favorable consideration to our local ex- aminers. The cost is very reasonable and to procure a copy address, Dr. J. H. Morris, Dalla...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 1 [Newspaper Page] — Fraternity — 1 December 1914

8* Volp&M ^PUBUCAM 'OFFICIAL ORGAN OF THE ORDER* Volume XIII Nothing FORT WORTH, TEXAS, DECEMBER, 1914 ImpotMibfa" Number 12 PREMIUMS PAID PROMPTLY PROCURED PAST PARTICIPANTS $788,797.05 The Supreme Lodge United Benevo- lent Association, of Fort Worth, Texas, met in Eightheen Session and Nine- teenth Anniverasry, in the W. O. W. Hall, corner Commerce and Fourth street, in the City of Fort Worth, Texas, November 10th, A. D. 1914, at 10 o'clock a. m. Called to order by Supreme President E. S. Royall. Harry McCart, Assistant City Attorney, delivered the address of welcome on behalf of the city of Fort Worth, the response was by A. Gardner, Supreme Vice President of Dallas, T exas. The Supreme Lodge United Benevo- lent Association was opened in regular session as per ritual, by Supreme Presi- dent E. S. Royall. First order of busi- ness was roll call of supreme officers as follows: Supreme President E. S. Roy- all; J. G. Watkins, Supreme Past Presi- dent; A. Gardner, of Dallas, Supr...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 2 [Newspaper Page] — Fraternity — 1 December 1914

FRATERNITY i No. 133 of Bolivar, Texas; J. M. Smith and H. F. Miller. Pursley Lodge .No. 142: L. Owens. Marysville Lodge No. 149: M. M. Duffey. Greenville Lodge No. 171: S. L. Arnold, T. A. Smith, F. R. Newman, D. L. Hensell, W. T. West John Ivy and E. T.Clemmons. Champion Lodge No. 214 of Dallas, Texas: R. T. Meadow, Mrs. A. L. Hockawall, Mrs. Rosa Gardner and Mrs. O. Callahan. Central Lodge No. 215, Fort Worth, Texas: W. T. Shaw. Birthright Lodge No. 250: W. C. Anderson. Anson Lodge No. 258: W. P. Fisher. Bonham. Lodge No,. 262: W. D. Scarbrough. Grapevine Lodge No. 303: J. E. An- drews. Tira Lodge No. 334: A. S. Har- per. Hillsboro No. 337: D. W. Camp- bell, J. C. Garrison. Texas Lodge No. 346, Fort Worth, Texas: J. R. Wattam. Non Resident Lodge Fort Worth No. 387: Mrs. Pearl Stewart and Clara Mil- ler. Wellington Lodge No. 387: D. W. Jones. Childress Lodge No. 408: Mrs. Clara Smith. Niles Lodge, North Fort Worth, Texas: John W. Johns. Poly- technic Lodge No. 436: Mrs, Sue Luck, ...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 3 [Newspaper Page] — Fraternity — 1 December 1914

FRATERNITY 8 mittee for investigation, I ask your per- mission with the view of saving time to allow me to omit reading the itemized total receipts and disbursements for the twenty-four months since my last report, as they are hereto attached and made a part of this report for further inspec- tion and filing, and really form the basis from which this report is compiled. By reading to you my trial balance it will give you the total of all receipts the cash on hand in each fund and the various and sundry accounts that the expenditure of these funds have been used, giving jrou the total paid to each. (See tables on pages 3 and 4.) Financial. Comparing our financial condition with that of two years ago, I am pleased to say notwithstanding our heavy death rate, it shows we have gained in our resources the sum of ten thousand eight hundred ninety-nine and 50-100 dollars, while this does not represent what we should have gained, it is far better than I hoped for one year ogo. In 1913 our d...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 4 [Newspaper Page] — Fraternity — 1 December 1914

il . FRATERNITY DISBURSEMENTS E. S. Royall—Salary, balance due on October, 1912, salary $ 90.00 E. S. Royall—Salary as Supreme President, November and December, 1912, 1913 and 1914 3,600.00 J. A. Conner—Salary as Supreme Secretary, November-December 1912, and 1913 and 1914 3,700.00 W. W. Andrews—Salary as Assistant Supreme Secretary, November- December 1912, and 1913 and 1914 1,800.00 H. C. Schmidt, Salary as Assistant Supreme Secretary, November- December 1912, and 1913 and 1914 1,700.00 H. C. Schmidt—Salary as Assistant Supreme Secretary, October, 1912.. 75.00 Executive Committee and Board of Trustees, November, 1912, to Octo- ber 31, 1914, Expense . _ 919.40 J. L. Cooper, M.. D., and Assistants, Supreme Medical Examiner (two years) 2,306.15 Traveling Expense all Supreme Officers and others Visiting Lodges... 893.55 Solicitors and Agents, Fees and Commissions, November 1, 1912, to October 31, 1914 36,581.93 Overdrafts on General Fund, Paid shown Nov. 1, 1912, outstanding.... 14.70...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 5 [Newspaper Page] — Fraternity — 1 December 1914

FRATERNITY SUPREME TREASURER'S REPORT To the Supreme President and Members of the Supreme Lodge United Benevo- lent Association, in Session in the City of Fort Worth, Texas, November 10 and 11, 1914: Ladies and Gentlemen: I beg to hand you report of receipts and disbursements, as your Supreme Treasurer, commencing November 1, 1912, and closing October 31, 1914. BENEFIT FUND Nov. 1, 1912, Bal. in Ben. Fund, as shown in my report of Oct. 31, 1911.$ 9,497.62 Rec'd from Sup. Sec'y Nov. 1, 1912, to Oct. 31, 1914, for the Ben. Fund. 157,023.84 $166,521.46 DISBURSEMENTS BENEFIT FUND Total warrants paid for Ben. Fund, Nov. 1, 1912, to Oct. 31, 1914 ...$150,423.35 Oct. 31, 1914, Cash in Benefit Fund 16,098.11 $166,521.46 GENERAL FUND Nov. 1, 1912, Bal. in Gen. Fund, shown in my report Oct. 31, 1911 $ 38.20 Rec'd from Sup. Sec'y Nov. 1, 1912, to Oct. 31, 1914, for the Gen. Fund. 60,151.79 $ 60,189.99 DISBURSEMENTS GENERAL FUND Total warrants paid for Gen. Fund, Nov. 1, 1912, to Oct. 31, 1914 ...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 6 [Newspaper Page] — Fraternity — 1 December 1914

I i 6 FRATERNITY i if 11 11 j I Monetary. Total amount of insurance applied for was $3,573,000.00. Total amount of insurance approved was $3,465,500.00. Total amount of insurance rejected was $107,500.00. Age of Applicants. Number of applicants under 20 years of age, 257. Number of applicants from 20 to 30 years of age was 952. Number of applicants from 30 to 40 years of age was 864. Number of applicants from 40 to 50 years of age was 503. Number of applicants over 50 years of age was 255. Average age of applicants, 32 years and 5 months. The average age is somewhat greater than we would like to see it. This is due no doubt to the fact that most of the work done has been in obtaining new members for lodges already estab- lished, for where new lodges are organ- ized. younger applicants are as a rule secured. It is to be wished that in new applications the average age would not exceed 30 years. Amount of Policies. Number of $50,000 aplications was 177. Number of $1000 applications was...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 7 [Newspaper Page] — Fraternity — 1 December 1914

FRATERNITY ! !i have been issued to 52 new local ex- aminers. The total number of local ex- aminers commissioned to date in 398. During the past term the commissions of three local examiners have been can- celled for cause. Remarks. During the past term I have attended a majority of the meetings of the Su- preme Executive Committee, have ren- dered them monthly reports from time to time of the work done by my de- partment, have held myself in readiness at all times to serve the Order, through them in my official capacity, and sev- eral times have rendered them official reports on matters referred by them to my department for consideration. These reports I have presented in writing when deemed necessary. Conclusion. I cannot close this report without certifying to the uniform courtesy and kindnes sthat has been accorded me by all those in authority in the Order, and all members over the State with whom my department has had correspondence. My relationship with the organizers and soli...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 8 [Newspaper Page] — Fraternity — 1 December 1914

8 FRATERNITY s ■ I : i ! • H ■ . m. ; f I! member in good standing of a subordi- nate lodge less than one year old. D. H. CABEEN, ADAMS, B. VERA, W. J. GILVIN, R. M. DAVIS, J. A. CONNER, Ex-officio. E. S. ROYALL, Ex-officio. After the conclusion of reading all <he reports of the Supreme Officers, they were all referred to the Commit- tee on State of the Order. The hour for adjourning having arrived, a motion car- ried, the Supreme Lodge stand adjomrnii- ed until the regular meeting hoar, 9 o'clock a. m. Tuesday morning:, X«owemm- Ber 11th, 1914, adojurned in resgtmlar Har- der. MORNING SESSION. Supreme Lodge was opened t® regular session by Supreme Preside®! E. 5. Royall at 9 o'clock a. m., XoTesnfoer 11th, A. D. 1914. First order of hrasa- ness receiving report of Committee o© Mileage and Per Diem. To thte Supreme Presiden and mem- bers Supreme Lodge United Benevolent Association: We, your Committee on Mileage and Per Diem, beg to report following amounts due Supreme Officers fo...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 9 [Newspaper Page] — Fraternity — 1 December 1914

FRATERNITY 9 fifths if such death occurs during the second year of his or her membership; only three-fifths if said death occurs during the third years of his or her membership; only four-fifths if such death occurs during the fourth year of his or her membership, and the full face of the policy if such death occurs after such member has been in the Order for a period of five wears or longer. 5. That Article 26 of the Constitution be amended by adding thereto the fol- lowing words: Provided that to be eligible as a delegate to the Supreme Lodge meeting, a member must have been a member in good standing twelve months next prior to his or her elction as a delegate, except he or she be a member in good standing of a subordi- nate lodge less than one year old. Respectfully submitted, W. T. SHAW, Chairman. P. B. KING, W. D. SCARBOROUGH, J. RILEY GREEN, Committee. The report of the Committee on State of the Order was read by W. T. Shaw, Chairman of the Committee. Motion was made to adopt ...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 10 [Newspaper Page] — Fraternity — 1 December 1914

I f I 4 10 FRATERNITY aw A MAGAZINE FOR THE HOME AND THE OFFICIAL ORGAN OF THE UNITED BENEVOLENT ASSOCIATION. HENRT C. SCHMIDT Editor Published Monthly by the Supreme Lodge, United Benevolent Association. HON. E. S. ROY ALL Supreme President A. GARDNER Supreme Vice-President J. A. CONNER Supreme Secretary BEN. O. SMITH Supreme Treasurer _— SUPREME EXECUTIVE COMMITTEE. D. H. CABEEN Honey Grove, Texas A. B. VERA Fort Worth, Texas W. J. GILVIN Fort Worth, Texas DR. J. H. MORRIS Dallas, Texas R. M. DAVIS Fort Worth, Texas SUPREME COUNSELLOR. MORRIS RECTOR Fort Worth, Texas SUPREME MEDICAL EXAMINER. DR. JAS. L. COOPER....Fort Worth, Texas SUBSCRIPTION PRICE 60c per Annum Entered at the Post Office at Fort Worth, Texas, as second class matter, under act of Congress. All changes of address and all additions to the mailing list should be addressed to The Editor of Fraternity, Continental Bank Bldg., Rooms Nos. 302 and 303, cor. Houston and Seventh Sts., Fort Worth, Texas. Be sure and give y...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 11 [Newspaper Page] — Fraternity — 1 December 1914

rv > FRATERNITY 11 0 © 9 them? Should we not.realize that team- work, or co-operation, is at the very basis of our system? Should we not live up to our opportunities, and should we not strive to show by our acts and by the intelligence with which we con- sider problems which may arise, that we are capable of self-government and that we are both willing and anxious to meet Our responsibilities and to make pro- vision for them through the channels of co-operation? Were such effort to become general throughout the confines of fraternalism, it would in a comparatively short time be practically the only system to which the people would look for the protection of themselves and their dependents. In- deed, other forms of endeavor would come up for consideration in their nat- ural order. The system is so broad that there is practically no limit to its pos- sibilities. Everything depends upon the manner in which the members unite in standing for that which is best in it. Concerning that w...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
Page 12 [Newspaper Page] — Fraternity — 1 December 1914

i n i i' II n I I If II if f Hi 12 FRATERNITY Some Reasons Why Every Business Man in Texas Should Belong to the "United Benevolent Association" It is a Texas Institution. It believes in Home Industry. It believes in keeping Texas money in Texas. It should be enouraged by the Business Man of Texas. The Business Man of Texas should help build the Order, by taking a Certificate in it. By carrying a Certificate in the UNITED BENEVOLENT ASSOCIATION you patronize a Home Institution. Your money would, if spent at home, give employment to our own people, stimulate our own industries, and build up our own institutions. As an illustration, the UNITED BENEVOLENT ASSOCIATION, a fraternal insurance order, chartered under the laws of Texas, adequate rates, a distinctly Texas Institution, its su- preme office located in Fort Worth. All of its Supreme Officers are residents of Texas. Every dollar expended in the maintenance of the Order is spent in Texas. Not a dollar paid by the members of the Ord...

Publication Title: Fraternity
Source: The Portal to Texas History
Country/State of Publication: Texas, United States
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