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The Man Who Should be Helped [Newspaper Article] — Banker Farmer — 1 February 1915
The Man Who Should be Helped I WANT to buy a farm on long time . I don t expect to have it handed me on a silver platter , but I want sufficient time to pay for it . Just as soon as I can find the farm I want and the opportunity to pay for it on long time , Im going after it . This is what a young Illinois farmer told us the other day . He had visited the college of agriculture to talk over the problem with the leaders there—to ask their advice on where to locate . . He is ambitious . This is the kind of farmer that the ultimate rural credit bill should assist . The banker-farmer plank says that there should be legislation so as to permit the farmer of character , industry and skill in agriculture to acquire a farm of his own on long-time payments . While Uncle Sam Ponders ON the whole the postponement of national rural credit legislation does not seem to have been bitterly resented by the farmers . Southern and far-western farm journals have voiced the most disappointment . Elsewhe...
How Michigan Banks Have Developed the Exhibit Idea [Newspaper Article] — Banker Farmer — 1 February 1915
How Michigan Banks Have Developed the Exhibit Idea HAVE you an agricultural exhibit in your bank ? Bankers everywhere may well- take a page out of the book of Michigan bankers , Up in Michigan the exhibit idea has developed to a wonderful extent . The work of the banks is conceded to have been an important factor in the upbuilding of the agricultural industries of the state . Just about ten years ago the bankers of Traverse City began making exhibits of agricultural products in a small way . These exhibits were unpretentious and so meager that they attracted scant attention . But , like the mu stard seed , they grew . Now the exhibits by the First National Bank and the Traverse City State Bank have so much merit that they are always visited by men from the Michigan agricultural college and by farmers from all the nearby territory . Last fall the exhibits reached their climax . The First National put on a corn show that would rank well with any held in the state and the State Bank he...
Why the Farmers and the Country Merchants Must Get Together [Newspaper Article] — Banker Farmer — 1 February 1915
Why the Farmers and the Country Merchants Must Get Together IN many places the chief topic of discussion among farmers is how they can get away from the . price By Clyde Ashley Breeders Gazette domination of the local merchant , how they can buy cooperatively for cash and save on costs ; how they can sell cooperatively and thus either force the local merchant to a higher price or get it otherwise . They forget to take into account the fact that when they buy one or two articles cooperatively , they buy for cash , taking just so much business away from the local merchant and forcing him to carry them for an equal amount . While this is going on the local merchant cuts down on orders , tells the traveling man that cooperative buying is cutting down his trade and making it a credit business ; that now the farmers will let apples rot in the fields if they can not sell direct ; that the corn coming to the grain dealer is soft and the eggs delivered to his store are rotten . The local dea...
Toward Better Things—the Dreamers and Doers are Moving Us [Newspaper Article] — Banker Farmer — 1 February 1915
Toward Better Things—the Dreamers and Doers are Moving Us The Boy Who Can Dream IT is a good thing for the farmer boy to have an imagination . It is a good thing for him to dream dreams and see visions . It takes a dreamer to see the transformation that intelligent effort will bring to pass on the old place . It takes a dreamer to see how much more desirable that place will be in ten years than a job in a dry goods store . It is the boy who dreams who sees a field of thrifty alfalfa where that stunted yellow corn is growing on the timber forty . It is the boy who dreams who sees those hungry looking cows with burrs in their tails replaced by a herd of dairy matrons that tax the capacity of the milk cans at every milking . It is the boy who dreams who sees a waving cornfield where the cat-tails are growing , who sees a woven wire fence in place of the old hedge , and a new barn where the cow shed is falling to pieces . We need more dreamers on the farm . — Prairie Farmer . The Phonog...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 February 1915
Salvable If a banker reads his Bible and THE BANKERFARMER faithfully , he is likely to be a valuable citizen . The Progressive Farmer and THE BANKERFARMER ought to be in every bank and every farmstead in North Carolina . And along with these , Paul s tnembership-in-one-body doctrine—if our civilization is to be salted unto salvation . Otherwise it is salvage , not a salvable something . — University of North Carolina News Letter .
What Banks and Bankers are Doing to Help Agriculture [Newspaper Article] — Banker Farmer — 1 February 1915
What Banks and Bankers are Doing to Help Agriculture FROM Monroe , Pa ., comes the announcement that the National Bank of East Stroudsburg offered an Ayrshire bull calf to the person having the best milk in the contest lasting one month . The object was not only to advance the Ayrshire movement in this county but also to improve the dairy herds that are being kept by the farmers who are really the backbone of financial and commercial prosperity in every section of the country . The last milking in this contest was December 31 st . The matter of recording the quantity of milk which the animals give was made easy by the bank furnishing record sheets for the use of those who entered the contest . The cow making the best record won the prize . The bull calf itself may be worth perhaps $ 250 but this is by no means a measure of the influence which is exerted by a contest of this kind . It is said that practically every cattle breeder in the county entered the contest . Every dairyman in ...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 February 1915
Test Your Seed Corn ! Don t Guess T HERE are 100 , 000 acres of corn in the average county . By seed selection alone the yield could be increased ten bushels per acre . Ten bushels more on 100 , 000 acres is 1 , 000 , 000 more bushels , worth more than half a million dollars to your county . The average ear has six hundred to seven hundred kernels . Each kernel planted three in a hill should produce a cornstalk . Each stalk should produce at least one ear of corn . One hundred ears to a bushel means that each ear of corn should yield six to seven bushels . Your county loses $ 3 . 50 to $ 4 on each ear that will not grow . Seed corn of a good variety , each ear tested and guaranteed to grow , is worth $ 4 to $ 5 per bushel . Bankers ! Go into partnership with your school children ! Provide Rag Doll Junior Seed Corn Testers for all the pupils in your schools . Encourage the children to make a bargain with every farmer to test all seed corn at one cent an ear and to give him a certific...
Where Settlers are Wanted [Newspaper Article] — Banker Farmer — 1 February 1915
Where Settlers are Wanted W HAT we need is more settlers who will introduce a better method of farming , as income now is all from small grain and nothing has ever been returned to the soil , so naturally it has run down until we are compelled to turn to cattle and corn and alfalfa or distress . The average farmer has from a half section to four sections of land to farm and in taking up a different method of farming he will have to dispose of some of his surplus land in order to be able to handle less land and more stock . Our Better . Farming agents have had splendid success with alfalfa and also corn and have shown our hardheaded wheat farmer that the cornbelt can be brought farther north if they could be induced to exert a little push . The Better Farming agent in Cavalier county , adjacent to us on the north , gathered in nearly 800 bushels of matured seed corn this last season and this fact being well advertised , as we are doing , will encourage our farmers to take a more thor...
Banker-Landlord Shows Doubters [Newspaper Article] — Banker Farmer — 1 February 1915
Banker-Landlord Shows Doubters By Charles E . Palmer Bank of Noble , Illinois WE are farming our lands , with tenants in partnership , and are demonstrating that a good LANDLORD makes a good TENANT . One thing we have proved , on our own farms , is that clover will grow on southern Illinois prairie land . We own a farm in Richland county which , at one time , was very heavily timbered . It is conceded that southern Illinois timber land will grow clover but that the prairie will not . On this timbered land we had twenty acres in wheat which we wished to get into clover . Before sowing the wheat we put two and a half tons of lime rock to the acre . We used a fertilizer drill and put on 150 pounds of steamed bone meal to the acre to supply any deficiency in phosphorus . About the first of April we sowed it to clover . The clover came fine and showed every prospect of a fine set . Then came the drouth and in a few weeks there was no clover to be seen . It was all dead—and it is dead yet...
How 160 Indiana Farmers Told a Bank They Wanted This Magazine [Newspaper Article] — Banker Farmer — 1 February 1915
How 160 Indiana Farmers Told a Bank They Wanted This Magazine THE American Trust Company of South Bend , Ind ., wanted to send . this magazine to its farmer friends . But it wanted to make sure that the farmers would read it . The institution hit upon the idea of running an advertisement in a South Bend newspaper . Here it is , exact size and type : Free to Farmers . Th © American Trust company , la prepared to furnish one years free subscription to The Banker-Farmer , a magazine published in the Interests of the banker and farmer , to any farmer who will call at the bank and leave , or send , his name and address . This offer to hold good for 30 days . — Advertisement . 16 t 6 When E . H . Miller , secretary-treasurer of the company , sent us the advertisement , we told him it was too small . We didnt think it was a fair shake for us . He replied that already he had more than 100 farmers signed up . The other day his order for 160 magazines came—and he . expects to increase it . Th...
What They Say [Newspaper Article] — Banker Farmer — 1 February 1915
What They Say We feel that this paper meets a long felt want and several of our customers , to whom we have been sending them , have been very anxious that we continue the same . —C . L . Rawles , Monroe County State bank , Bloomington , Indiana . It is our aim to cooperate with the farmers in this community for better farming , and the upbuilding of our county from an agricultural standpoint . We assume your magazine will be a benefit in this respect . —C . H . LaSelle , Citizens Savings &amp; Trust Co ., Wabash , Ind . I am much interested in the publication and am passing it along to such farmers as I know it will interest . The articles are all rich in leadership along farming and educational lines . —E . W . Porter , cashier , Bank of Juliaetta , Idaho . We have given it to several of our farmers and they report that it is a very good little paper . —K . E . Mikkelsen , cashier , Grant County bank , Ephrata , Washington . We have found the paper to be interesting and in...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 February 1915
The Best Offer Yet ORDER 100 or more copies for three months , or longer , at a rate of 1 % cents a copy . That is , you send $ 1 . 25 for each 100 copies per month—- $ 3 75 for three months . We send them to you monthly PREPAID—you have no carriage charge . All you pay is $ 1 . 25 per 100 copies . Some banks prefer to send us a mailing list—then we mail direct . For this , the charge is $ 2 . 25 per 100 copies a month , for three months—that is $ 6 . 75—and on up at the same ratio . Orders must be received by the 20 th of each month at the latest , accompanied by draft or check . Address THE BANKER-FARMER , Champaign , 111 .
UNKNOWN [Newspaper Article] — Banker Farmer — 1 February 1915
Quantity Orders Prepaid Now P LEASE note that hereafter we will PREPAY sending charges on quantity orders , which have heretofore been sent to you by express collect . Instead of $ 1 per 100 copies , you pay $ 1 . 25 per 100—but this means a saving to you , as your express charges would be more than twenty-five cents—much more if you are in a distant state . This change is entirely for the benefit of the banks which order .
God ' s Country [Newspaper Article] — Banker Farmer — 1 March 1915
God s Country W ll HEN all our roads are good roads ; when country schools are good schools ; when farms produce 11 larger yields at greater profits ; when farmers unite to upbuild rural life—Then the children of the farm will scorn to desert this fairest of places for crowded cities ; population will be more evenly divided for many who struggle for a crust in the city will find plenty in the country ; wealth . will be more evenly divided ; there will be less of the doctrine of hate and more of the gospel of love ; there will be more HAPPINESS . This is the future of Gods Country if you and I lend our aid . It means a , wonderful future — not in dollars alone — but in a contented , successful people , constituting an industrial and agricultural republic , peaceful and prosperous beyond compare . What an incentive—what an opportunity for the banker ! Isnt it worth fighting for !
How a Whole State Was Inspired by "Community Service Week" [Newspaper Article] — Banker Farmer — 1 March 1915
How a Whole State Was Inspired by Community Service Week W HEN the citizens of Pikeville — a rural North Carolina village of 600 people , all told—forgot individual welfare and by appointment for three days labored for the common weal , they were a part of a movement as richly significant as the founding of an institution or the development of a chain of canals . | | giiiniiiDiniiiininiiiiiiin ^ Read of this splendid adventure in inspiring community spirit . It is to be made permanent . § It means better schools , better roads , better things for the women of the farm—better things 1 everywhere . Mr . Winters of the University of I North Carolina has written this spirited story for 1 us . Why not adapt the plan for your community ? i Get tlie pamphlet from the Superintendent of I 1 Public Instruction at . Raleigh , N . C . 1 l __ i __ il _« n __» i ___» i »^^^ By S . R . Winters The minister , teacher , mayor and other public-spirited citizens of Pikeville who were seized with a pas...
What Waste Costs the Farmer [Newspaper Article] — Banker Farmer — 1 March 1915
What Waste Costs the Farmer WHEN Henry Wallace of Wallace s Farmer says that as farmers we are wasters and that we have not really got down to farming as a business and would be in the poorhouse if not for the richness of the soil , it is surely time to sit up and take notice . He is no alarmist . But when he read of the first annual meeting of the National Association of Dealers and Waste Materials and learned that fourteen million dollars worth of pure tin had been collected from tin cans thrown in back yards and alleys , jt stirred him to a comparison . Here are some of the things he said : Do our readers know that an animal weighing 1 , 000 pounds will produce during the winter season five tons of manure ? This , at present prices of grain , is worth at least two dollars a ton , provided it is applied to the ground when fresh . Do our readers know that , at the price of commercial fertilizers , which sooner or later the farmers of the cornbelt will have to buy , the manure from ...
Consolidation and Transportation versus the One-Room School [Newspaper Article] — Banker Farmer — 1 March 1915
Consolidation and Transportation versus the One-Room School Several state bankers associations have been instrumental in securing state legislation favorable to consolidated schools . The work should be kept up . Mr . Monahan , specialist in rural education for the U . S . Bureau of Education , has written for this magazine a survey of the movement . Transportation is a big problem . He tells how it is being solved . Why not a consolidated school for your community ? By A . C . Monahan bt cc gy fi ^ Q Monahan Dut W HEN the districts served by several small country schools are united into a single district and the small schools replaced by a single school , centrally located , serving the entire newly formed district , the new school is called a consolidated school . In certain states , it would be called a centralized , union , or ruralgraded school . The terms mean practically the same . . transportation at public expense in school wagons for the children living more than a reasona...
? ?> ? ' Rural Credit—a Letter From a Farmer [Newspaper Article] — Banker Farmer — 1 March 1915
? ?&gt; ? Rural Credit—a Letter From a Farmer gv &lt; mm « mmMMmmm mMmMimiMmimummMmmMmmimmmiimiiiMMmmmimMMiMmimmiim This working farmer wants to buy a farm on a long1 tl . ? e „ Ioa . 1 V He isn &gt; t looking for a government subsidy . After all the discussions by the experts , it s I refreshing to obtain the point of view of a real farmer g —to learn what he himself sees as his need . He asks to know . Who will tell him ? illlllllllllllllllllllllllllllllUll lILIllllltllllllHllllllllllllliuilUIlIlUHiltHlillllllllllHIllliltlllllllllllllllllllllllllllllllilllllllllllllllllllllllllulllllllltuilllliltllllllllltll TO me it seems that the whole question of farm loans , and indeed farm credits of all kinds , boils down to the question of time . It is the time of the loan rather than the rate of interest that fails to fit the farmer s needs . And as the problem of the farm loan , the land mortgage is the phase of the question in which I am most interested , it is to...
Some of the Ways the Banker Can Help the Cause of Agriculture [Newspaper Article] — Banker Farmer — 1 March 1915
Some of the Ways the Banker Can Help the Cause of Agriculture THERE is always a close relation and interest between banks and agriculture , between bankers and By Dean J . F . Curtiss Iowa State College farmers . ihe banker finances and stands sponsor for many agricultural operations . Many improvements could not have been made or better methods adopted without the bankers aid . Many more improvements would be made if credit could be obtained on longer and easier terms . The modern well equipped farm requires a large outlay of capital . A careful survey of a thousand typical Iowa farms , over half of which were tenant farms , shows in a striking manner that the tenant farms that have the best improvements and equipment and the best facilities for handling livestock are returning the highest profits to both owner and tenant . This state has suffered by reason of the fact that so much of the money made on the farms has been invested elsewhere . To get more money out of the farms of Io...