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FARMER AND NATION [Newspaper Article] — Banker Farmer — 1 January 1920
FARMER AND NATION AGRICULTURE has been at once the cause and the result of American progress . The American farmer is the backbone of the social system . These things must continue to be so for the future . The United States is an agricultural country . The world looks to it for its food supply ; and if that ceases to be true , the farmers will he called upon to supply food for the ever-increasing domestic population . It has often been proclaimed by the students of statistics that a comparatively small part of the tillable acreage of the country could supply the food wants of the country . Under favorable weather conditions , Kansas could produce enough wheat for the enf re nation . The country affords such a diversity of soil and climate that a complete crop failure is impossible . The great practical problem of agriculture is man-power . The second problem in importance is machine-power . The former can only be solved by making the farm an attractive place through the development...
For the Welfare of All [Newspaper Article] — Banker Farmer — 1 January 1920
For the Welfare of All OUR object must be ( 1 ) to make the tenant farmer a landowner ; ( 2 ) to eliminate so far as possible the conditions which produce the shifting , seasonal , tramp type of labor , and to give the farm laborer a permanent status , a career as a farmer , for which his school education shall fit him , and which shall open to him the chance of in the end earning the ownership in fee of his own farm ; ( 3 ) to secure co-operation among the small landowners , so their energies shall produce the best possible results ; ( 4 ) by progressive taxation or in other fashion to break up and prevent the farming of great landed estates , especially in so far as they consist of unused agricultural land ; ( 5 ) to make capital available for farmers , and thereby put them more on an equality with other men engaged in business ; ( 6 ) to care for the woman on the farm as much as for the man , and to eliminate the conditions which now so often tend to make her life one of gray and...
Farm Account Books [Newspaper Article] — Banker Farmer — 1 January 1920
Farm Account Books FOR the fourth year the Kansas Bankers association , in cooperation with the state agricultural college , is publishing and distributing a farm account booK for which orders of more than 15 , 000 have already been received . The book is compiled by professors Johnson and McNall of the college . Illinois and other associations are also continuing this excellent work .
Women , Too [Newspaper Article] — Banker Farmer — 1 January 1920
Women , Too SEVERAL banks have employed women as field agents to work with the women of the farms . Their example will be followed by others . It Is encouraging to have it realized that to make rural life happier and more contented is just as important as increasing profits . In its Farm Woman number of April , 1916 , The BankerFarmer urged bankers to break down the barriers between the bank and the farm woman , quoting farm women who said that their sisters were prone to be afraid of the banker . The banker , we pointed out , could often turn the scale when there was doubt as to whether a needed Improvement would be placed in the home . Nellie Kedzie Jones told the banker-farmer conference of 1916 that women hate debt and can be trusted to the utmost . Help the farm woman come Into her own . Who Will Do Something ? UNDER the photograph of a small schoolhouse , the Oklahoma Farmer says : This Is a picture of a schoolhouse in Oklahoma county , Central Oklahoma . The turrets of Oklaho...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 January 1920
Chairmen of the Committees on Agriculture and Education ! of the Bankers State Associations j ALABAMA—C . E . Thomas , Prattville . , ARIZONA—A . G . Smith , pres ., Cochise County State bank , Benson . ARKANSAS—B . C . Powell , vice-pres ., Southern Trust Co ., Little Rock . ; CALIFORNIA—H . C . Carr , vice-pres ., First National bank , Porterville . COLORADO—G . T . Wells , Denver National bank , Denver . DELAWARE . —D . W . Corbett , Odessa . FLORIDA—C . J . Carlton , Carlton National bank , Wachula . GEORGIA—B . W . Hunt , vice-pres ., Middle Georgia bank , Eatonton . IDAHO—A . D . Stanton , cashier , Meridian State bank , Meridian . ILLINOIS—Chas . H . Ireland , Washburn bank , Washburn . INDIANA—W . W . Bonner , cashier , Third National bank , Greensburg . IOWA—C . E . Nary , pres .. First National bank , Spirit Lake , Iowa . KANSAS—J . R . Burrow , Topeka , Kans . KENTUCKY—Jno . S . Greenshaw , Cadiz , Ky . LOUISIANA—Dr . R . O . Young , Youngsville . MARYLAND—John M . Dennis...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 January 1920
wssfBsm fcpriero ^ tfw Banlm Activities fx » Better Afcicuftuw anfflmflifr Title Registered in U . S . Patent Office Published by the Agricultural Commission of the American Bankers association , not ad a matter of news , but with the single purpose of encouraging , quickening and inspiring to action . THE BANKER-FARMER attempts to present monthly concrete happenings and suggestions bearing on the bankers constructive program for a better agriculture and country life . re ^ vjN ^_ 1 \\ wisjs . C ; S »&gt; \ \ \ —^ Sfr ^^ fc 1 I Published monthly at Champaign , 111 ., under the direction of JOSEPH HIRSCH Chairman of the Agricultural Commission LOUIS M . TOBIN , Editor Subscription Price—FIFTY CENTS A YEAB Canadian subscription 62 cents a year SPECIAL OFFER TO BANKS FOR DISTRIBUTION $ 2 . 75 and $ 3 . 50 j &gt; er 100—write for particulars Address THE BANKER-FARMER , Champaign , Illinois Entered as second-class matter Dec . 1 , 1913 , at the Post Office , Champaign . 1...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 January 1920
Agricultural Commission of the American Bankers Association Joseph Hirsch , president . Corpus Christi National bank . Corpus Christi , Texas , chairman . Will C . Gordon , cashier , Farmers Savings bank , Marshall , Mo . B . C . Powell , vice-pres ., Southern Trust Co ., Little Rock , Arkansas . George E . Roberts , vice-president , National City hank , New York . j W . G . Edens , vice-pres ., Central Trust Co . of Illinois , Chicago . Fred N . Shepherd , Riggs Bldg ., Washington , D . C , ( Director Empire National bank , Lewiston , Idaho . ) J . R . Wheeler , president . Farmers and Merchants Union bank , Columbus , Wisconsin . ,
CLEAR THINKING ON AGRICULTURAL PROBLEMS [Newspaper Article] — Banker Farmer — 1 January 1920
CLEAR THINKING ON AGRICULTURAL PROBLEMS i „ , m , , , , , i , , , „„„„„_„„_ „„„ The Most Vital Interest Frank 0 . Lotoden , Governor of Illinois , in Wallace s Farmer . WHATEVER the future developments of the Mississippi valley may be , agriculture will always remain its most vital interest . The problem of feeding and clothing the world becomes ever Increasingly difficult . The amount of arable lands available for cultivation , still unoccupied , has been rapidly decreasing not only In America but throughout the world during the last hundred years . I can remember myself when , as a boy , I lived upon a farm In central Iowa , that nearly all the territory to the west of us was unbroken prairie . It then seemed to most people that the amount of good land yet to be put under cultivation was absolutely unlimited . Today , however , there is very little available arable land , suited to cultivation , unoccupied in America . Our exports of foodstuffs even before the war had greatly dimi...
ILLINOIS' GRAIN FARMING LEASE [Newspaper Article] — Banker Farmer — 1 January 1920
ILLINOIS GRAIN FARMING LEASE The State University s Suggestion for a Permanent System of Farming THIS lease is prepared to serve as a memorandum of agreement between landowner and tenant which shall make possible a more definite system of soil maintenance and improvement on rented farms . It follows in general local customs already well established with reference to the divisions of the farm returns on farms where most of the crops raised are sold . The provisions for reimbursing the tenant for unexhausted improvements remaining at the termination of his lease makes it possible for him to establish N more permanent systems of farming . In adapting the general provisions of such a lease to a particular farm some changes will necessarily be made . In drawing this lease , an attempt should be made to make it as flexible as possible . All ordinary provisions which are likely to be desired in such a lease are included . Such of these as are not required may be omitted . Others may be add...
WHERE DOES TENANCY LEAD ? [Newspaper Article] — Banker Farmer — 1 January 1920
WHERE DOES TENANCY LEAD ? An Answer by a Southern University That Should Be Read By All WHAT will be the chance for sane , safe democracy in any community or country , state or nation that is populated by landless , homeless people ; who in the very nature of things move from pillar to post under the urge of necessity or opportunity , who lack identity with the community in which they live , who feel little responsibility for local law and order , who lack a proprietary interest in schools and churches and other agencies of progress and prosperity , welfare and well-being ? It Is well uigh impossible to socialize , civilize , or Christianize a landless , homeless people ; and Mexico perfectly Illustrates this fundamental truth . At bottom , her people are illiterate , irresponsible , and impossible because the masses are landless and homeless . On the other hand , Switzerland and Denmark are countries whose economic and social institutions are based on the nearly universal ownership...
Town and Country Tenancy in the United States [Newspaper Article] — Banker Farmer — 1 January 1920
Town and Country Tenancy in the United States Based on-Volume I ot the 1910 Federal Census The landless , homeless people in the United States , in town and country regions In 1910 numbered 55 , 629 , 000 souls , or three fifths of our entire population . U . S . ratio 60 per cent ; N . C . ratio 52 per cent . Rank States Pr . ct . rented Rank States Pr . ct . rented Dwellings Dwellings 1 North Dakota 23 26 California 49 2 New Mexico 29 27 Arizona 50 3 Idaho 30 27 West Virginia 50 4 South Dakota 31 29 North , Carolina 52 5 Oregon 33 29 Tennessee 52 6 Utah 34 29 Arkansas 62 7 Wisconsin 35 32 Oklahoma 53 8 Minnesota . 3 . 7 32 Florida 53 8 Michigan 37 . -34 Texas 54 8 Maine 37 34 Maryland 54 11 Montana 38 35 Illinois 55 12 Kansas 40 37 Pennsylvania 57 12 Nebraska 40 ,. -- 38 Delaware 58 14 Washington 41 ) • 39 Connecticut 61 14 Iowa 41 40 Alabama 62 14 Vermont 41 41 New Jersey 63 17 Nevada 44 42 Mississippi 64 17 Wyoming 44 43 Massachusetts 66 17 Indiana 44 43 Louisiana 66 20 Colorado...
Getting Together [Newspaper Article] — Banker Farmer — 1 January 1920
Getting Together By the Editor of The Banker-Farmer in Bank Notes WHILE Industrial storms rock the nation , two Important classes are demonstrating thai genuine cooperation beats conflict all hollow . They are the banker and the farmer . Once , the banker , as the farmer visioned him , was a hard-shelled custodian of cash , only to be approached in dire necessity , in trepidation and trembling . Once , the farmer , as the banker saw him , was an unreasonable person who didnt understand the importance , of being on hand to pay or renew on the morning the note was due . This barrier of misunderstanding has been leveled to a great extent . Education has done it . The banker , perhaps , has been educated more than the farmer . He has come to realize that . agriculture Is the basic Industry and that he Is closer to the man on the soil than any other business man can be . Both banker and farmer are profiting and even more the nation . But the goal is still far . Agriculture must become pe...
A BULL FOR A NEW YORK COUNTY [Newspaper Article] — Banker Farmer — 1 January 1920
A BULL FOR A NEW YORK COUNTY New York bankers have supported home project work such as this . That s One of the Noteworthy Prizes Announced by New York Association TO stimulate interest in agriculture and country life by the boys and girls of the state , the committee on agricultural development and education of the New York Bankers association announces a noteworthy list of prizes , in the following communication to the members of the association : You will recall that it was during his term of office that President Smythe of our association took the initiative in the matter of the associations engaging in the work of aiding in the improvement of agricultural conditions in this state . At that time we began to cooperate actively in Junior Project Work with the New York State College of Agriculture at Ithaca . It was President Gregorys foresight which led to his urging the organization of county bankers associations in each county of the state and this policy was enthusiastically ca...
THE CASE OF THE FARM WOMAN [Newspaper Article] — Banker Farmer — 1 January 1920
THE CASE OF THE FARM WOMAN One of Our Articles Inspires a Big City Newspaper to Plead for Her No T ^ ARMERS wife . occupation — H is the way census enumerators are writing it thousands of times a day , while counting the 60 , 000 , 000 farm folk in the land . Likewise , Housewife . No occupation —while counting the rest of us . The men and women who have real jobs are classified according to their calling and their cash value . This latter may range from the $ 1200-a-year clerk to the $ 25 , 000 manager ; from the $ 1 , 00 J stenographer to the $ 5000 head of the ladies cloak and suit department . But the farmer s wife has no cash value ! Of course , she has . Every one has , though in some cases it must be posted in the debit side of the ledger of life . And not long ago a woman who knows about farmers wives took this subject in hand and produced some figures that should make every good American stop , look and think . For the farmer s wife is a human factor of the highest importan...
BANKERS ! [Newspaper Article] — Banker Farmer — 1 January 1920
BANKERS ! DO your farmers know what the American Bankers association and the bankers state associations are trying to do to help agriculture ? Do they know that your bank is sincerely interested in the movement for a . better agriculture ? Do they know that the banker isnt merely a counter of money behind a wicket but that he is as human as other people ? - If they dont know all this , its your fault . But it can be remedied . The best plan is to arrange to distribute The Banker-Farmer among your farmer friends . It will do a lot of good things . It will pave the way for your banker-farmer activities . It will make your farmers think about some of the things which must be done to make the country more profitable and more likeable . It will make them . think more of bankers and more of your bank . Begin your distribution with the current issue . Get in line for the big campaign of the Agricultural Commission to better rural schools , to contribute to the solving of the farm tenancy p...
When the Money Crop is a Curse [Newspaper Article] — Banker Farmer — 1 January 1920
When the Money Crop is a Curse TT 7 HENEVER the greed for a money YV crop unbalances the wisdom of husbandry , the money crop is a curse . When it stimulates the general economy of the farm it Is the profit of the farm . The soli that produces cotton Invites the grains and the grasses , the orchard and the vine . Clover , corn , cotton , wheat and barley thrive in the same enclosure ; the peach , the apple , the apricot , and the Siberian crab in the same orchard . Herds and flocks graze ten months every year in the meadows over which the winter is but a passing breath and in which spring and autumn meet in summers heart . Sugar cane and oats , rice and potatoes , all come together under our skies . To raise cotton and send Its princely revenues to the west for supplies and to the east for usury would be a misfortune if soil and climate forced such a course . When both Invite independence , to remain in slavery Is a crime . To mortgage our farms for the money with which to buy meat ...
Pure-Bred Dairy Sires [Newspaper Article] — Banker Farmer — 1 January 1920
Pure-Bred Dairy Sires EVERY dairy herd , regardless of its quality or breeding , should have a good pure-bred dairy bull at Its head . This appltse toiMl ; scrub and grade herds as wel ^ Mj * flr herds of better breeding . ThedjPfhters of a scrub cow and a good ^¦ j ^ bred dairy sire are only grades , but ¦ Kten their production recoras are double the records of their dams . If these daughters are then bred to first-class pure-bred dairy bulls of the same breed , the granddaughters may become high grades of large production . In this way each generation may climb to high . and still higher levels . The descendants of grade cows and pure-bred bulls can not be registered but in production ot milk and butter fat they may equal pure-breds . Improvement due to feeding and selection has a limit beyond which it Is very difficult to go , but there seems to be no limit to improvement due to breeding . —U . S . Department of Agriculture .
Making a New Era [Newspaper Article] — Banker Farmer — 1 January 1920
Making a New Era rE First National Bank of Oxford and the Juliand Bank of Greene have each donated $ 20 to defray the transportation expenses of the first calf club exhibit at the county fair . The interest of the above financial institutions in better farming needs no comment here . It is well understood by all their customers and members of the bureau . The real significance of the gift is that it marks a new era in the relations between the business Interests and the farmers of the county . Better farming , better business , and better living is now the county motto not only for the Farm and Home bureafu but for every organization In the county . —Chenango County ( New York ) Farm and Home Bureau News .
I Get Together [Newspaper Article] — Banker Farmer — 1 January 1920
I Get Together JT is to be hoped that working in closer touch with one another , farmers , bankers , and business mere generally may unite not only to .. . increase agricultural production , but , what is equally important , bring about methods of marketing and distribution of farm products that will inure to the benefit not only of farmers , but the entire country . Bankers , city and country , are alike interested in the great problem which is fundamental to the prosperity of this country—tlte development of American agriculture . We can not expect men to remain on farms unless the farms are profitable—nor can we expect men and women to remain in the country unless their children can obtain the educational facilities that are avail- . able to the children of the cities . The very root of the problem lies in this matter of rural education and in the development of a country life that offers not only profit , but education , health and a fair measure of enjoyment . Farm sanitation ,...