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THE FARMER AND THE NATION [Newspaper Article] — Banker Farmer — 1 June 1919
THE FARMER AND THE NATION Why a Productive Agriculture is Necessary for the Salvation of the Republic THERE Is no mystery about the rise Ot the cost of living . From the beginning of settlement In this country we have been exploiting the natural resources of a continent , a wealth of soil , of minerals and timber that had been in preparation for thousands of years . They had almost no value to the first settlers—they were free as air to the early comers , but in an incredibly short space of time population has spread over the continent until everything but air and sunshine has a price upon it . There has never been a parallel to the settlement of this country , and there never will be again , because there is no other country like it to be settled . When my father went to the territory of Iowa there were less than 20 , 000 , 000 people in the United States , and my children will see 200 , 000 , 000 . And the population of the whole world has been increasing . Even the war will make ...
STUDY AGRICULTURE [Newspaper Article] — Banker Farmer — 1 June 1919
STUDY AGRICULTURE A Talk to Kansas Bankers—By John Fields GREAT drafts have been made upon the soil of Kansas—its greatest bank—and they will continue being drawn throughout all the years to come . Its resources are in your keeping , at least to as great an extent as in the keeping of those who farm it . That you realize this is shown by the increasing interest which you are taking in what you believe to be for agricultural advancement and the way in which you spend your money for it . You realize that the raising and feeding of livestock on the land is the surest way of maintaining its reserves of soil fertility . You give your support to every proposition which promises to improve the quality of the livestock in your localities . Sometimes you lend your aid to efforts to increase the numbers of livestock on your customers farms . When you do this , I hope that you consider carefully all factors involved . I have a banker friend in a certain county in a certain state who , a few ye...
BUILDING A DAIRY INDUSTRY [Newspaper Article] — Banker Farmer — 1 June 1919
BUILDING A DAIRY INDUSTRY Four of the bulls and two of the Holsteins at Walla Walla How Banks Can Foster Valuable Business for Communities—By C . L . Jamison THE handling of dairy cows by a bank offers almost unlimited opportunities for extending credit to desirable customers and for building up a permanent and very valuable industry in a community . As a general rule the dairyman is a good bank customer , he is hard-working or he would not be in that business , his returns come in every month , his stock produces a valuable product and raises young animals to increase the herd and also the owner s capital , so that building up the dairy business is very desirable from the standpoint of the banker . In many communities the farms are afflicted with a one crop system that compels the banker and merchants to carry accounts for nearly a year and the results are undesirable from many standpoints . In such sections , dairying offers a profitable line of business and many farmers are begin...
THE ONE AIM IN AGRICULTURE [Newspaper Article] — Banker Farmer — 1 June 1919
THE ONE AIM IN AGRICULTURE It Must Become Safe , Productive and Permanent—By Bradford Knapp IN the development of agriculture after the war we must strive to develop a - safe , ; productive and permanent agriculture . The economic dangers of too narrow and too highly specialized an agriculture must be avoided for two reasons : first , for the sake of the safety of the people under threatened dangers such as war , crop failures , insect pests , plant diseases , failure of markets , etc . ; and , second , for the sake of maintaining a permanently fertile soil . The one great aim of all agricultural extension effort should be a profitable agriculture , safe under disturbed political , marketing or international conditions , permanent in that it supports the people and builds up soil fertility , and productive and profitable in that it supports in comfort and happiness a contented and educated citizenship . Areas dependent upon one crop must be developed into areas of greater diversific...
This Country No Field for Bolshevism [Newspaper Article] — Banker Farmer — 1 June 1919
This Country No Field for Bolshevism By D . F . Houston , Secretary of Agriculture B OLSHEVISM is vicious in its theory and criminal in its practices . It has appeared in certain European countries which have suffered from the domination of unintelligent autocrats , where vast numbers of the people are uneducated and have had little or nothing to say about their political and economic fortunes . It is a pity that such peoples , misguided by fanatical or wrong-minded leaders , have not been able to seize the opportunity presented to them to lay the foundations of beneficent institutions and to proceed in orderly fashion . They will be compelled , for their own salvation , to throw off their present leaders , to make an about face , and to start on new lines . I have no fear of bolshevism in this country . I have no patience with that small minority of men , many of them recently come among us , unacquainted with our institutions and purposes , familiar Only with institutions and cond...
Meeting of Commission [Newspaper Article] — Banker Farmer — 1 June 1919
Meeting of Commission AN all day meeting of the Agricultural commission of the American Bankers association was held at White Sulphur Springs , W . Va ,, during the meeting of the executive council of the association , May 19-21 . J . R . Wheeler of Wisconsin , F . N . Shepherd of Washington , D . C , O . N . Sams of Ohio , W . C . Gordon of Missouri , and Joseph Hirsch of Texas , were present . It was agreed that the purposes of the Commission would be furthered by a division of responsibility for pushing various projects and these assignments were made : J . R . Wheeler—To investigate methods of organization of bankers state association committees on agriculture and to submit recommendations . W . C . Gordon—To keep in touch with the rural education movement with special reference to methods by which bankers can be of assistance . Joseph Hirsch—Farm tenancy . O . N . Sams—Marketing . Other duties are to be assigned to the other members of the Commission . Rural Education F OUR out...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 June 1919
Entered as second-class matter Dec . 1 , 1913 , at the Post Office , Champaign , 111 ., under Act of March 3 , 1879 . ¦ Agricultural Commission of the American Bankers Association Joseph Hirsch ; president , Corpus Christ ! National bank , Corpus- Christ ! , Texas , chairman . Will C . Gordon , cashier , Farmers Savings bank , Marshall Mo . ! : j B . C Powell , vice-pres ., Southern Trust Co ., Little Rock Arkansas .. I Gc-ome E . Roberts , assistant to the president , National City bank , New York O . N . Sams , president , Merchants National bank , Hillsboro , Ohio . Fred N . Shepherd , Riggs Building , Washington , D . C , ( Director Empire National bank , Lewiston , Idaho . ) J . R . Wheeler , president , Farmers and Merchants Union bank , Columbus , Wisconsin . .
UNKNOWN [Newspaper Article] — Banker Farmer — 1 June 1919
fffie . MNKB » fiUIMB Sewmtt ^ tKeBanWs Activities fx aBrtter Agriculture and Wlifr Title Registered in U . S . Patent Office Published by the Agricultural Commission of the American Bankers association , hot as a matter of news , but with the single jpurpose of encouraging , quickening and inspiring to action . THE BANKER-FARMER attempts to present monthly concrete happenings and suggestions bearing on the bankers constructive program for a better agriculture and country life . » VI o ^ N v ^ NMri ^ r ?&gt; - ^ \\ \\ ^ 85 * ^ S ^\ ¦ \ - r ~ : \^ L : ¦] Published monthly at Champaign , 111 ., under the direction of JOSEPH HIRSCH Chairman of the Agricultural Commission LOUIS M . TOBIN , Editor Subscription Price—FIFTY CENTS A YEAS Canadian subscription 62 cents a year SPECIAL OFFER TO BANKS FOR DISTRIBUTION $ 2 . 75 and $ 3 . 50 per 100—write for particulars Address THE BANKER-FARMER , Champaign , Illinois
UNKNOWN [Newspaper Article] — Banker Farmer — 1 June 1919
Chairmen of the Committees on Agriculture and Education of the Bankers State Associations ALABAMA—Allen Northington , pres ., First Natl bank , Prattville .- ARIZONA—A . G . Smith , pres ., Cochise County State bank , Benson . ARKANSAS—B . C . Powell , vice-pres ., Southern Trust Co ., Little Rock . CALIFORNIA—H . C Carr , vice-pres .. First National bank , Porterville . COLORADO—G . T . Wells , Denver National bank , Denver . DELAWARE—D . W . Corbett , Odessa . FLORIDA—C . T . Carlton , Carlton &amp; Carlton , Bankers , Wachula . GEORGIA—B . W . Hunt , vice-pres ., Middle Georgia bank , Eatonton . IDAHO—E . H . Plowhead , cashier , Caldwell Commercial bank , Caldwell . ILLINOIS—John M . Crebs , pres ., the National bank of Carmi , Carmi . INDIANA—W . W- Bonner , cashier , Third National bank , Greensburg . IOWA—C . E . Nary , Spirit Lake , Iowa . KANSAS—J . R . Burrow , Topeka , Kans . KENTUCKY—Jno . S . Greenshaw , Cadiz , Ky . LOUISIANA—Dr . R . O . Young , Youngsville . ...
CLEAR THINKING ON AGRICULTURAL PROBLEMS [Newspaper Article] — Banker Farmer — 1 June 1919
CLEAR THINKING ON AGRICULTURAL PROBLEMS The Land and Its Owner By John Fields , in the Oklahoma Farmer THE landowner problem is a difficult one . There is no easy answer to it . The more I study it , the less I . feel that I know much for sure about it . But of some things I am convinced . It is not a desirable situation when more than half of the land in Oklahoma is farmed by men who do not own any land , as is now the case . The speculator in farm lands is the _ super-profiteer of all , rendering no useful service to anyone but himself , harvesting the unearned increment and , without risk , a share of the labor of others who must have the necessity which he controls . But not all who own considerable land are speculators . Many of them are real farmers , managing a business of sufficient volume to enable them to produce crops and livestock at lower unit cost than can be done by farmers - whose operations are limited and do most of the work themselves . These men are constructive ...
STATE ASSOCIATION ACTIVITIES [Newspaper Article] — Banker Farmer — 1 June 1919
STATE ASSOCIATION ACTIVITIES How the Banker s Committees on Agriculture are Making Plans for Labors AS a result of a conference of the Agricultural Commission of the Michigan Bankers association at the state agricultural college , Wolverine bankers are concentrating on these objects : To secure agricultural agents for sixteen counties which have no agents . To make marketing one of the main planks of the years work . To obtain a state industrial agent to have active charge of interesting bankers . To obtain C . J . Brand of the Federal Bureau of Markets for an address at the 1919 convention . • To distribute The Banker-Farmer to individual farmers . To secure state legislation for the support by county supervisors of the agricultural agent . To have each bank supply information direct from the state college to its farmers . It was urged that all county members of the Commission attend its next meeting at the state college in 1920 , expenses to be paid by the banks of the group . The...
GROWING WITH THE FARMER [Newspaper Article] — Banker Farmer — 1 June 1919
GROWING WITH THE FARMER When the heifers and the sheep came to Tarboro r &amp; How a North Carolina Bank Seized Its Opportunity—By F . H . Jeter THE First National Bank of Tarboro , N . C , has seen that its continued development lies in the higher development of the agricultural possibilities of the county . In every way possible , it is the policy of this bank to encourage better farming and to aid its patrons in a realization of what better cropping methods , marketing , and standardization of products mean to them and to their future prosperity . M . G . Mann , who went to the bank in 1914 as bookkeeper and is now vicejiresident and cashier , was instrumental in inspiring the institution to activity for agriculture . Mr . Mann , in cooperation with the county agent , Mr . Zeno Moore , has brought in and sold to the farmers at cost , plus expenses , a carload • of pure-bred Jersey cows for family use and a carload of bred sheep . He has aided in developing canning club an...
THE IOWA STOCK SHARE LEASE [Newspaper Article] — Banker Farmer — 1 June 1919
THE IOWA STOCK SHARE LEASE For More Than a Decade It Has Proved Successful in an Iowa County F OR more than a decade this kind of lease has been used in an Iowa county and it is suggested as a liberal stock-share lease by the Iowa college of agriculture from whose bulletin , Farm Leases in Iowa , it is reprinted . Bankers and farmers will find this bulletin , No . 159 , published in &lt; 1915 , most helpful . The Banker-Farmer has previously published the Winnebago county , 111 ., landlord-tenant stock share lease which will be sent on request . Well be glad to have landlords and tenants send us copies of leases which have proved successful . In stock-share renting the net receipts are divided equally . Essentially , the landlord furnishes the land , the tenant the labor , and they own the livestock raised for profit in common , the Iowa bulletin explains . The most usual method is for the tenant to furnish one-half of the livestock raised for profit and all the labor , incl...
CONSOLIDATION IN KANSAS [Newspaper Article] — Banker Farmer — 1 June 1919
CONSOLIDATION IN KANSAS Why the Movement Has Not Made Greater Progress—By Julia M . Stone THE law permitting standardization in Kansas has been in operation about twenty years , the first such school being established in 1898 . The movement has always met with much opposition and , in general , is still looked upon with disfavor . Almost without exception , however , the people have been well satisfied wherever a real consolidated school has been established and would oppose a return to the old system . There are several very efticient schools of this type serving typical rural communities . The principal reasons upon which opposition has been based have been two , the matter of transportation and the fear of increased cost . These points have loomed so large that the advantages to be gained have been overshadowed . The rapidly bettering road conditions and means of transportation should soon remove the question of transportation from the argument . Other common causes for oppositio...
THE BANKER AND THE FARMER [Newspaper Article] — Banker Farmer — 1 June 1919
THE BANKER AND THE FARMER What Each Must Do to Bring Cooperation That Will Benefit Both L ETS take the farmer s side . Frequently he is not a business man . He knows little about how to obtain and maintain credit ; in fact , does not know how absolutely necessary it is for him to have and use credit . Most farmers are not familiar with the principles of keeping books ; they do not departmentize their crops , and are therefore frequently unable to tell on which fields they make money , and on which fields money is lost ; they are not familiar with making up an inventory , and can give the banker but little accurate information as to their actual net worth . With this condition prevailing he goes to the banker to borrow money , and cant understand why the loan is refused . It is safe to say that the merchant or manufacturer making application to his banker for a loan with no statement , no inventory , no balance sheet showing net worth , could succeed no better than the farmer in gett...
WHAT THEY SAY [Newspaper Article] — Banker Farmer — 1 June 1919
WHAT THEY SAY would not think of being without the little paper . —R . A . Ward , First National bank , Bend , Ore . We see the results everywhere of the efforts of The Banker-Farmer . —R . A . Blanchard , Livestock State bank , North Portland , Ore . The best cooperation I have received has been from the banks of Spartanburg and lt is their helpful interest which has spurred me on to greater endeavor in my special line of work . —Lois C . Ervin , county demonstration agent , Spartanburg , S . C . If we can get a silo on every ranch in Central Oregon , we can double the livestock carrying capacity of every ranch in the county . This will mean more business and more prosperity for everybody concerned . —R . A . Ward , First National bank , Bend , Ore . We must encourage a patriotic and broadminded spirit of cooperation in this country between the Government , our bankers , our merchants and manufacturers , our farmers and our laboring classes . If we succeed in this effort we will em...