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Banks : Get Farm Account Sheets [Newspaper Article] — Banker Farmer — 1 March 1919
Banks : Get Farm Account Sheets The November issue illustrated and explained this simple jnethod of keeping farm accounts • : -and reckoning income tax . With two or three of these sheets the needs of the average farmer for . a year will be satisfied . Imprinted with the name of the bank , they will prove a constant reminder of the interest of the bank and its desire to cooperate . These sheets are 11 by 17 inches , printed on both sides . With the bank s imprint they will be furnished for $ 2 . 10 per 100 , plus postage . Send your order—we will bill you . Sample on request . Address the Banker-Farmer , Champaign , 111 .
The Greatest Bank Account [Newspaper Article] — Banker Farmer — 1 March 1919
The Greatest Bank Account THE soil is tbe great fundamental asset in our national wealth . Out of it comes life and sustenance for the whole world of nature and mankind . Formerly it was customary to look upon lt merely as a mass of inert particles , but we know that it is composed of the most complex materials and in place of being , dead and inert , it is pulsing with myriad forms of life . These living organisms act and react , not on each other but on the complex soil particles with which they come in contact . The processes bf soil formation are continually in the making . Weathering is slowly but constantly releasing new plant food , while at the same time the processes of depletion , erosion , leaching and waste are lessening the value of this asset . To conserve this bank account and to transmit it unimpaired to future generations , is a duty which the human race owes to posterity , but as with nearly all of our natural resources , man has wasted more than he has used . In e...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 March 1919
Get the April Issue of The Banker-Farmer , containing the principal addresses at the banker—u . S . Department of Agriculture conference at Washington . Every farmer should know that the Department wants the banker to cooperate to promote agriculture . Send In your order early .
UNKNOWN [Newspaper Article] — Banker Farmer — 1 March 1919
Distribute This Magazine among your farmer friends . Let them know what the banker is doing to foster the development of agriculture—let them know the banker as he really is . Well send The Banker-Farmer to you to distribute—or well address it to a list furnished by you . Write for details . ill I lul iitnnitii ll ll iittii ll uititnit tl tl tl riiiiiti ti 11 ltli I titl ill ll II li li i &lt; I ! li ll tl ll ill ii li li li li ll ll n ll ll iitnititititi tl inin IM
A STORY OF A GREAT CONFERENCE [Newspaper Article] — Banker Farmer — 1 April 1919
A STORY OF A GREAT CONFERENCE * - *— - * - * N THURSDAY AFTERNOON , FEBRUARY 27 , a great parade that was led by the President of the United j &gt;^* v States and soldiers home from overseas was passing the New Willard hotel in Washington , D . C . I f 1 Bands played . Flags waved . Thousands marched . More thousands cheered . It was an historic and j ^ - *^ unforgettable spectacle . Those who watched so eagerly would tell of it to their children and their childrens . * .. —o —*¦&amp; children . Among those thousands who thrilled at the sight was a group of fifty bankers , representing more than thirty states , all the way from Maine to California , from the Dakotas to Texas , gathered at the capital for the conference - of the Agricultural Commission of the American Bankers association and the committees on agriculture and education of the bankers state associations , with the United States Department of Agriculture and other national agencies . Out of the windows o...
Declaration [Newspaper Article] — Banker Farmer — 1 April 1919
Declaration Of the Conference of the Agricultural Commission of the American Bankers Association and representatives of thirty-seven Bankers State Associations , at Washington , D . C , Feb . 26-27 , 1919 . THE unique opportunity of the bankers of the United States to be a power tof the development of a permanent , prosperous and safe agriculture and a contented country life is conceded by the U . S . Department of Agriculture and the 1 state colleges of agriculture . Much has already been accomplished by the bankers in the realization of this opportunity and responsibility , so important to the entire nation . But the surface has only been scratched . By loyal cooperation and intelligent leadership the bankers of the United States can be welded into a force that will be one of the greatest factors in the solution of the problems of agriculture and country life that must be solved if the national welfare is to be preserved . War focused the eyes of the nation upon a profitable and p...
OPENING ADDRESS TO CONFERENCE [Newspaper Article] — Banker Farmer — 1 April 1919
OPENING ADDRESS TO CONFERENCE THIS conference has been called for the purpose of bringing the Agricultural Commission of the American Bankers association and the committees on agriculture and education of the bankers state associations into direct touch with the heads of the United States Department of Agriculture , the Bureau of Education , the Federal Farm Loan Board , and other agencies represented on this occasion . The program has been arranged with the view of presenting to you the plans of these departments for the period of reconstruction upon which we are entering , with the hope that the bankers committees on agriculture and education may formulate a national program in accordance therewith . As you all know , the principal activities of the committees , up to this time , have been directed toward county agent employment and the organization of livestock clubs—more especially boys and girls clubs . Our energies , in short , have been directed almost entirely to problems of...
AGRICULTURE AND THE BANKER [Newspaper Article] — Banker Farmer — 1 April 1919
AGRICULTURE AND THE BANKER I AM constantly amazed at the ignorance of many people about their Government . There are numbers of intelligent people who know relatively little about the Government they are supposed to own and control . I remember being invited some years ago to speak to two societies in New England , both composed of well informed men . They had asked me to speak on agencies dealing with agriculture . I attempted to say something about them ; and , when I . finished , every man who spoke to me—and I suppose during the course of the evening on each occasion a hundred or more did so—told me that 90 per cent of what I said was news to him . The ignorance of urban people about governmental agencies dealing with rural life is especially striking . 1 I do not know that I can tell bankers what they can do to improve agriculture . I should be glad to have bankers tell me just what they are doing and what they believe can be done . Doubtless there are some bankers who limit th...
The Conference [Newspaper Article] — Banker Farmer — 1 April 1919
The Conference THE conference was the most , notable gathering of its kind I have ever attended . The program was timely and will be most helpful . During the war the U . S . Department has learned that under its leadership the American farmer can meet world requirements in production , and is equal to any emergency . The extension work of the Government , through its system of farm bureaus , county agents , home demonstrators and other agencies has accomplished splendid results . In all these activities the bankers have taken a keen interest and rendered valuable assistance . It was appropriate ^ therefore , that in the first conference of the Commission , after the close of the war , the bankers should consult the leadership of the Department and join hands in its nation-wide program . No conference of business organizations has had a more symmetrical program representing all the subjects of vital interest to the banker and agriculture at this time in the solution of the present r...
OPERATING CREDIT FOR FARMERS [Newspaper Article] — Banker Farmer — 1 April 1919
OPERATING CREDIT FOR FARMERS FOR my part , and I am sure for the other officers of the Department of Agriculture , I assure you that you are not only welcome but we are grateful for your coming . The Department not only endeavors to disseminate information , but it seeks information , and especially it seeks counsel in order that it may wisely discharge its great responsibilities . While we hope to give you something , we hope also to receive much . It is significant of a new state of mind among financiers that representatives of the American Bankers association and of the several state associations should meet in Washington in order to get into more intimate touch with the Department . It signifies first , that agriculture is a fundamental thing which concerns everybody . Second , that it deserves in the • common interest the best thought of the wisest men in all vocations . Third , that it is in special need of the aid and counsel which experts in finance are qualified to give . I...
FORWARD IN AGRICULTURE [Newspaper Article] — Banker Farmer — 1 April 1919
FORWARD IN AGRICULTURE IT has been my privilege to meet every year for many years with the Indiana Bankers association and to address a number of . the bankers state associations in the Middle West . In this way I have been in close touch with the great work that the associations are doing , and I believe that the bankers have a great deal of this good work to their credit and that it will be recorded in their favor when history is written . I am very pleased to know better your chairman . I always believe that a man to be a leader must have a vision . A man who sees only the little things about him and worries about those things near at hand becomes so involved in detail that he does not get very far . A leader must be able to rise above the ordinary routine and must see beyond , and must see clearly enough so that his path will be direct and that he will make for his goal . As he goes along , those about him who are interested in his mission will follow . I compliment your chairma...
EDUCATION IN THE RURAL SCHOOL [Newspaper Article] — Banker Farmer — 1 April 1919
EDUCATION IN THE RURAL SCHOOL OUR great task is now to provide for all the children of all the people in city and country alike ,, education that will fit them for good living and efficient service in the new era of democracy and freedom in which they shall live , and for a greater nation . For the boys and girls now in our schools will live still ln the strength of manhood and womanhood when our population will number 200 , 000 , 000 and when our wealth will be more than the total present wealth of the world . Modern education must provide for the fullest possible human development and culture , for the duties and responsibilities of citizenship , and for vocational efficiency . All these ends must be kept in mind in providing schools and other means of education in the country no less than in the city . Men and women in the country have an equal right with their brothers and sisters in the city to whatever education may be needed to enable them to stand erect , look their fellow-m...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 April 1919
MNKtfaRMER Published monthly at Champaign , 111 ., under the direction of JOSEPH HIRSCH , chairman Agricultural Commission of the American Bankers association . LOUIS M . TOBIN , editor . Subscription price—50 cents a year . Canadian—62 cents a year . To banks for distribution— $ 2 . 75 and $ 3 . 50 a 100 . —Write for particulars . Address THE BANKER-FARMER , Champaign , 111 . Entered as second-class matter , Dec- 1 , 1913 , at the postoffice , Champaign , 111 ., under act of March 3 , 1879 .
THE FEDERAL FARM LOAN SYSTEM [Newspaper Article] — Banker Farmer — 1 April 1919
THE FEDERAL FARM LOAN SYSTEM I AM afraid that if I speak the truth , candidly I shall find myself in the roll of official killjoy for this enthusiastic organization and yet I believe we shall reach earlier and more satisfactory results if we state conditions exactly as they are , so consider them and do not in the least deceive ourselves . Speaking in this spirit , candor compels the statement that the Federal Farm Loan Board is not an agency for supplying land to the landless and , worthy as its members deem that cause , is not bending its energies in that direction for the reason that it was created for quite a different purpose , viz : that of financing farm owners on a basis of at least two dollars security for each dollar loaned , and I know of nothing that would so hamper the work it is trying to accomplish or so nearly halt the satisfactory progress already made as to permit the impression to become current that it was in the least degree departing from that basis of operatio...
MARKETING IN AGRICULTURE [Newspaper Article] — Banker Farmer — 1 April 1919
MARKETING IN AGRICULTURE P RACTICALLY 80 to 90 per cent ot the energy devoted to improvement in agriculture up to ten years ago was given to the increase of production . As recently as six years ago not a single agency , state or national , was devoted definitely to the improvement of marketing conditions . Six years ago , Secretary Houston officially established the first official agency to study marketing problems . Congress appropriated $ 50 , 000 . Appropriations have increased until the amount for the present fiscal year exceeds two million dollars and for next year two and a half million . During the two years of war , we have had additional emergency appropriations of over two million dollars which , will not be appropriated for the coming year , thus necessitating considerable reductions in several activities . The force of workers has grown from about a dozen to over two thousand . By Charles J . Brand Chief , Bureau of Markets We think of our work under four different titl...
THE FARMER AND FINANCE [Newspaper Article] — Banker Farmer — 1 April 1919
THE FARMER AND FINANCE THE extent to which the American farmer depends upon commercial banks for long-time and short-time loans is shown in the results obtained from a recent inquiry made by the Bureau of Markets of the Department of Agriculture . On the basis of the returns received from this inquiry it is estimated that the commercial banks of the country ) had - approximately one billion dollars of farm mortgage loans outstanding on July 1 , 1918 . This amount was over four per , cent of their total loans and discounts which aggregated about twenty-two and ¦ one-naif billion dollars . The farm mortgage loans held by banks -were especially important in relation to the total banx loans in certain states . Thus in Indiana and Minnesota such loans amounted to 15 per cent of the total loans and discounts ; in Iowa 16 per cent ; in Mississippi 17 per cent ; in New Hampshire 18 per cent ; in South Dakota 26 per cent ; and in Vermont 46 per cent . The banks of the last named state hold m...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 April 1919
Table 1—Relative number of banks requiring credit statements TOTAL NUMBER BANKS REPORTING THAT FARM GEOGRAPHIC DIVISION OF BANKS RE- CREDIT STATEMENT ISAND STATE PORTING ON SOMETIMES NOT i THIS QUESTION REQUIRED REQUIRED REQUIRED . UNITED STATES 13 , 149 2 , 388 1 , 957 8 , 804 NEW ENGLAND 388 70 36 282 Maine ri - •; -: • 72 11 2 59 New Hampshire 64 10 5 49 Vermont 45 8 9 28 Massachusetts 116 20 12 84 Rhode Island 9 1 2 6 Connecticut , ^ 82 20 6 56 MIDDLE ATLANTIC : 909 157 116 636 New York 359 85 53 221 New Jersey 93 20 20 53 . Pennsylvania 457 52 43 362 EAST NORTH , CENTRAL : 2 , 812 325 422 2 . 065 P h j ? 493 52 82 359 | , n . dana 562 54 72 436 V } l n ° ! s 813 58 137 618 Michigan — 379 74 60 245 Wisconsin 565 87 71 407 WEST NORTH CENTRAL : 4 , 759 904 798 3 , 057 Minnesota 824 168 121 535 Iowa 966 158 194 614 Missouri :.... ..:...: „ ... 727 105 135 487 North Dakota 519 184 . 77 258 South Dakota :. 417 110 75 232 Nebraska ... ; .... 630 88 104 438 Kansas _ 676 91 92 493 SOUTH...
COUNTY AGENT WORK IN THE SOUTH [Newspaper Article] — Banker Farmer — 1 April 1919
COUNTY AGENT WORK IN THE SOUTH IN each southern state there is an agricultural extension division at the state agricultural college , representing both college and department in all extension work conducted by either institution . In a number of states , where the state college for women is separate from the agricultural college , there is cooperation with it . In Maryland , Virginia , North Carolina , South Carolina , Georgia , Florida , Alabama , Louisana and Texas , the white agricultural colleges cooperate with the negro land grant colleges in special work for negro farmers . There are 1356 counties in the South . These states contain 45 . 9 per cent of all rural population of the United States , 48 per cent of all farms , and 49 per cent of all persons over ten years of age engaged in agriculture . Sometimes I am persuaded that they also contain a large per cent of the difficult problems of American agriculture . During the season of 1918 approximately 1125 counties had the ser...