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THE FARMER AND THE FIFTH LOAN [Newspaper Article] — Banker Farmer — 1 March 1919
THE FARMER AND THE FIFTH LOAN Why He Should and Will Give It Whole-Hearted Support—By Henry Minor WHEN the question is asked Why should the farmers of the country buy bonds of the Victory Liberty Loan one recalls Shylock s query In the Merchant of Venice— Hath not a Jew eyes ? Hath not a Jew hands , organs , dimensions , senses , effections , passions ? Hath not the American farmer a heart , hath he not eyes , hath he not affections , passions ? Hath he not a heart that beats loyally at the thought of Americas record ln this war , of the charges at ChateauThierry and Belleau Woods and St . Mihiel , of the unremitting courage , vigilance and fighting ability of our sailors at sea , of the wonderful achievements of our people at home and the financial support they gave their Government , in all of which the farmers themselves and their sons and daughters had so great a share ? Hath he not eyes to see the glory of America as it leads in bringing to accomplishment world justice , world ...
CALF CLUB TIPS [Newspaper Article] — Banker Farmer — 1 March 1919
CALF CLUB TIPS FARM boys in Marshall county , Kentucky , borrowed money from the Bank of Hardin at six per cent for twelve months in order to buy cows and heifer calves . They secured thirteen cows and five heifer calves on May 25 , 1918 . Every cow was a pure-bred Holsteln , bred to a registered bull . D . E . Booker , the cashier of the bank , was the active agent in getting this big proposition across . He bought the cows and the boys and girls drew for the animals . Every Saturday afternoon the club members have met in the directors room of the bank to recite the regular lessons sent out from the state college of agriculture . It was new business to them and they were willing to learn . It was new business to the county for these boys and girls owned two-thirds of the Holsteins of the entire county . How they learned is explained by Robert S . Clough , the county agent , who acted as instruc tor . At one meeting , he says , each member brought a sample of cream . These samples w...
THE STORY OF "CHERRY " [Newspaper Article] — Banker Farmer — 1 March 1919
THE STORY OF CHERRY Why I Go &lt; Her , What I Fed Her and What She Earned for Me-fiy E . C . iost MB . JOST , who is cashier of the Farmers State bank , New London , Wisconsin , had to make good with Cherry because all his farmer friends were watching him . Then he published a booklet in which he told this story . Well bet that these New London farmers have a lot more respect for the banker , and that incidentally , more of them are keeping books on their cows . Mr . Jost , in a letter points out that it would cost the farmer much less for feed to feed one cow than Cherry cost as she did not have the advantage of silage and ground feed . This difference would more than make up for the cost of labor to the farmer and leave him as much profit as the banker made . We dont often publish technical stories about the care of cows but we couldnt pass this up . WHEN the call came last year for all American citizens to Hooverize I decided to buy a cow and do my little bit in that dir...
WARNS THE SOUTH [Newspaper Article] — Banker Farmer — 1 March 1919
WARNS THE SOUTH Dr . Bradford Knapp , chief of extension work in the South addresses this warning to farmers and business men in cotton territory . Every banker in such regions should obtain , either from the U . S . Department of Agriculture or the county agent , a copy of the bulletin mentioned . THE Department of Agriculture is Just issuing a bulletin which I have prepared for the purpose of putting the present situation up to the farmers and business men . It is entitled , Safe Farming in the Southern States in 1919 . Ask your county agent tor a copy . The present situation is the most dangerous which the cotton states have faced in recent years . You have had four years of . comparative prosperity , partly because of four short crops of cotton with resultant good prices , and partly because you produced so much of your own food and feed . During the last four years there have been short crops in Texas mainly due to drought . In 1911 , 1912 , 1913 and 1914 the Texas crop average...
FARM MACHINERY ? PLENTY OF IT [Newspaper Article] — Banker Farmer — 1 March 1919
FARM MACHINERY ? PLENTY OF IT But the Price is Another Matter , Says the U . S . Department of Agriculture A FARMER who needs certain farm - implements at the present time is between the bullet and the bayonet . Prices of new machines are now much above normal . If he tries to putter , along with worn out makeshifts he will waste much valuable time and labor in bothering with repairs and he may jeopardize the harvest of his crops . Many farmers have deferred purchase of machinery during the period of the war with the hope that the soaring prices would ultimately decline . Farmers need not be concerned over the purported shortage of farm machinery ln the United States , as most information from the agricultural implement trade is that a plentiful supply of machinery Is now in storage and in the process of delivery to local dealers for the spring seed bed preparation and planting campaigns . Furthermore , adequate amounts of supplementary machinery are now in process of manufacture to...
PERSONAL CREDIT . UNIONS ? [Newspaper Article] — Banker Farmer — 1 March 1919
PERSONAL CREDIT . UNIONS ? Can They Really Help the Farmers ? Here s What Three Bankers Think IN his annual report for 1918 Secretary of Agriculture Houston spoke hopefully of the personal credit union as a possibility in solving the credit needs of some farmers . Bert Ball , editor of the County Agent , asked several bankers what they thought of personal credit unions . Here are their responses : Opinion of Oeorge Woodruff First National Bank of Joliet , 111 . Dear Mr . Ball : Replying to your inquiry of January 2 d , I beg to say that I have personally studied Cooperative Personal Credit Unions in most of the agricultural countries of the world and realize that there are some sections of our country , particularly in the South , where organizations of this kind might be desirable , but I do not believe there is very much of a field for such institutions through the great northern and western farming districts of our country . A large percentage of all our country banks are already...
Demagogues [Newspaper Article] — Banker Farmer — 1 March 1919
Demagogues WE shall be pestered by the narrow , selfish partisan and by the demagogues , the farmers of the . farmers , their pretended , self- ¦ constituted friends . These are already in evidence and are revealing for ends of their own a willingness to attempt , by misrepresentations and cheap appeals to prejudice to- injure great constructive agencies , such as the state agricultural colleges and the Federal Department . They will not make much headv / ay . The American farmers are not . easily fooled and we may trust them to assess these people and their motives at their real worth . —D . F . Houston , secretary of agriculture .
The Conference at Washington [Newspaper Article] — Banker Farmer — 1 March 1919
The Conference at Washington THE banker-United States Department of Agriculture conference at Washington has passed into history . No more signal recognition pf th- ? opportunity of the ; American banker to forward the cause of agriculture has ever been given than this meeting . Secretary of Agriculture Houston and other leaders of the Department concede the unique position of the banker ln connection with the farmer . They realize that the typical banker is the man of the small town , for 12 , 000 of the 28 , 000 banks of the United States are in towns of 1 , 000 population or less . They know that these men are community leaders and even more than ever before , they hope to utilize them . This ambition , as expressed by real leaders and friends of the farmer , was no mean compliment to the banker , for it presupposed not only his opportunity but the willingness to do his part . It is certain that out of the conference will come not only a greater inspiration for the Agricultural C...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 March 1919
Zffie fcri ^&amp; Bmlm AclMfet ^ iBefe ^ ¦ * Title Registered in U . S . Patent Office Published by the Agricultural Commission of the American Bankers association , not as a matter of news , but with the single purpose of encouraging , quickening and inspiring to action . THE BANKER-FARMER attempts to present monthly concrete happenings and suggestions bearing on the bankers constructive program for a better agriculture and country life . lY ^^ Burr ^ \ \ —^ a ^ ^ sis ? i Published monthly at Champaign , 111 ., under the direction of JOSEPH HIRSCH Chairman of tbe Agricultural Commission ¦ ,. * , LOUIS M . TOBIN , Editor ¦ Subscription Srice—riFTY CENTS A YEAB Canadian subscription 62 cents a year . SPECIAL OFFER TO BANKS FOR DISTRIBUTION $ 2 . 75 and $ 3 . S 0 per 100—write for particulars . Address THE BANKER-FARMER , Champaign , Illinois . Entered as second-class matter Dec . 1 , 1913 , at the Post Office , Champaign * . 111 ., under Act of March 3 , 1879 .
UNKNOWN [Newspaper Article] — Banker Farmer — 1 March 1919
Chairmen of the Committees on Agriculture and Education of the Bankers State Associations ALABAMA—Allen Northington , pres ., First Natl bank , Prattvillel ARIZONA—A . G . Smith , pres ., Cochise County State bank , Benson . ARKANSAS—B . C . Powell , vice-pres .. Southern Trust Co ., Little Rock . CALIFORNIA—H . C . Carr , vice-pres .. First National bank , Porterville . ¦ COLORADO—G . T . Wells , Denver National bank , Denver . DELAWARE—John Richardson , Jr ., pres ., Natl bank of Del ., Wilmington . FLORIDA—C . T . Carlton , Carlton &amp; Carlton , Bankers , Wauchula . GEORGIA—B . W . Hunt , vice-pres .. Middle Georgia bank , Eatonton . IDAHO—E . H . Plowhead , cashier , Caldwell Commercial bank , Caldwell . ILLINOIS—John M . Crebs , pres ., The National bank of Carmi , Carmi . INDIANA—W . W . Bonner , cashier , Third National bank , Greensburg . IOWA—C . E . Narey , Spirit Lake , Iowa . KANSAS—J . R . Burrow , Topeka , Kans . KENTUCKY—Jno . S . Greenshaw , Cadiz , Ky . LO...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 March 1919
Agricultural Commission of the American Bankers Assoeiation Joseph Hirsch ,. president , Corpus Christi National bank , Corpus Christi , Texas , chairman . Will C . Gordon , cashier , Farmers Savings bank , Marshall , Mo . j • B . C . Powell , vice-pres ., Southern Trust Co ., Little Rock , Arkansas . I George E , Roberts , assistant to the president , National City bank , New York O . fT Sams , president , Merchants National bank , Hillsboro , Ohio . Fred * . N . Shepherd , Riggs Building , Washington , D . C , ( Director Empire National bank , Lewiston , Idaho . ) ¦ J . R . Wheeler , president , Farmers and Merchants Union bank , Columbus , Wisconsin . ¦
HOW COOPERATION , HAS COME ^ [Newspaper Article] — Banker Farmer — 1 March 1919
HOW COOPERATION , HAS COME ^ Bankers arid Farmers Are ( jetting Together wfiese fcaj ^ - ^ bLiidwtison TEN years ago if anyone had mentioned the relationship between banker and farmer he would have probably been told by both parties that such a thing did not exist and that any connections between them were solely of &amp; business nature and were measured by the willingness of the banker to lend and the ability of the farmer to produce the necessary credit . The banker represented to the farmer a more or less convenient means of securing funds to promote or extend his business . Often the security of the farmer was not in such shape as to have any great amount of mobility and the banker was supposed to convert this security into something that the farmer was able to handle . The farmer of course was a customer to the banker . His assets and needs were the things that brought him to the . bank and the problem of making these two items cover the business of the farmer was the ...
RURAL EDUCATION IN MICHIGAN [Newspaper Article] — Banker Farmer — 1 March 1919
RURAL EDUCATION IN MICHIGAN Optional Laws are the Greatest Obstacle to Consolidation—By W . L . Coffey / VHE rural school situation in jvucnI igan presents at least seven • problems . 1 To secure a modern plant equal to that of the city and yet have it reasonable in cost . 2 To have the curriculum expressive of the life it teaches . 3 To awaken the rural population to a different viewpoint concerning their education . 4 To provide a trained , sympathetic teaching force for the rural schools . 5 To improve the social-conditions of rural people . 6 To interest boys and girls in farm life . 7 To provide for higher education for rural children without sending them away from home . State supervision of school house construction will gradually replace inadequate buildings with good ones ; the law giving to the Superintendent of Public Instruction the power to prescribe the course of study and compel it to be followed will more nearly make the course of study meet the needs of the people ;...
WHAT THE COUNTY AGENT DID [Newspaper Article] — Banker Farmer — 1 March 1919
WHAT THE COUNTY AGENT DID He Inspired a Wisconsin County to Greater Endeavors—By L . W . Swan THE value of the county agricultural agent is daily becoming more impressive to those who pay attention to the basic principles of business . Agriculture , the greatest of our industries , is rapidly , being administered a dose of science . Efficiency engineers are fixtures in business plants , while secretaries of commercial clubs are mainstays in cities . The county agricultural agent fills both positions and truly things are different in those communities where he counsels . There are those who think that the agent is necessary in undeveloped areas only . I am interested in telling the story of achievement of the agent in our county so that those who have not come to know of the successes of this new county official even in an old conservative , strictly ¦ agricultural county may get more light . During the war his office was a clearing house for all agricultural problems and for many ot...
UNKNOWN [Newspaper Article] — Banker Farmer — 1 March 1919
unnuMiMii -M- iiiHiiimimitiiiiiiiMHi-iiui , iii » ni &gt; imH « imii &lt; mi &gt; i » mH miiiimiitmiimti Bound Volume V of The Banker-Farmer Dec , 1917—Nov ., 1918 $ 2 . 25 plus postage Send your order—we will bill you .
BOOSTING GOOD COWS [Newspaper Article] — Banker Farmer — 1 March 1919
BOOSTING GOOD COWS The prize winning cows which the banker held up as an example FOR a number of years I have been interested In The Banker-Farmer s effort to influence a closer relationship between the financial and agricultural interests of the country . During the past two years I have been studying the general condition of the dairy industry in our vicinity , and I inclose copies of a comparative chart that I arranged from information compiled from records of the actual production of various herds during ¦ 1917 . You will note that Mr . Iversen s herd of grade cows with an average of 498 . 72 pounds of but-ter-fat per cow won first prize in its class in the state of California in 1917 . Humboldt county in which the winning herds from Ferndale and Areata are located , swept the state in 1917 , winning five of the six first prizes offered , in their respective classes . Mr , B . H . Rawl , Chief of the Bureau of Animal Industry of the United States Department of Agriculture visite...
BETTER THINGS FOR FARM WOMEN [Newspaper Article] — Banker Farmer — 1 March 1919
BETTER THINGS FOR FARM WOMEN How the Banks of Chattanooga Helped to Bring Them—By W . A . Sadd ONE afternoon about six years ago two women called by Invitation at the office of the Clearing House in Chattanooga , Tennessee . From that date the Chattanooga banks have taken a very active interest in the development of farming conditions in the surrounding territory . One of these women , Mrs . R . B . Cooke , the wife of a Chattanooga lawyer , had moved out on a farm a few years previously and had at once become interested in helping her new neighbors . She first undertook to help nurse some of the sick , but she found such conditions and ideas that she had in some instances to take -entire charge of the house , expel the many visitors , arrange for ventilation and comfortable bedding , do the nursing and even the cooking . Finding that much of the bad health was accounted for by the poorly cooked food and the lack of variety in diet , she undertook to teach cooking in some of the sch...
HOW DEPOSITS GREW [Newspaper Article] — Banker Farmer — 1 March 1919
HOW DEPOSITS GREW THE wholesale grocery merchants of Spartanburg , South Carolina , report that during the past five years their business in canned fruits and vegetables has fallen off seventy-five per cent ahd feed dealers say that during the same period their business has fallen off nearly fifty per cent—the figures in both cases being for county consumption . On superficial view , that may look as though Spartanburg is in a bad way . But the state bank examiner reports that bank deposits have increased almost $ 13 ,- 000 , 000 within the past twelve months . Now , stagnant communities do not pile up bigger and bigger bank deposits . Spartanburg s demonstrator Another explanation must be found for the dwindling of business on certain lines during the past five years . Well , here it is : Exactly five years ago , Spartanburg county employed an agent for cooperative extension work in agriculture and home economics . Here are a few items out of that five years work : . Twentyr seven ...