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UNKNOWN [Newspaper Article] — Banker Farmer — 1 April 1917
Agricultural Commission of the American Bankers * r -f ^ r 1 7 U Joseph Hirsch , vioe-presldent . Corpus Christi National bank . Corpus Christi , Texas , chairman . WtO C Gordon , cashier , Fanners Savings bank , M «&gt; , i . F ii Missouri . B . C Powell , vice-pres . Southern Trust co ., little Rock , Arkansas . Oliver N . Sams ; president . Merchants National bank , Hillsboro , Ohio . Fred N . Shepherd , cashier . Empire National bank , Lewiston , Idaho . J . R . Wheeler , vice-president . Farmers and Merchants union bank , Columbus , Wisconsin .
The Banker-Farmer Excursion [Newspaper Article] — Banker Farmer — 1 April 1917
The Banker-Farmer Excursion A NOTHER successful banker-farmer excursion to the state college of agriculture has been held by the Wisconsin Bankers association . Blizzards did not keep the farmers away . Side by side , farmers and bankers added to their knowledge of better farming and better livestock methods . I want to take this opportunity to thank the Wisconsin Bankers association for what it is doing for agriculture in this state , said Dean Russell to the excursionists . This meeting is one illustration of the kind of cooperation that is secured with this organization , when sixty to seventy-five bankers with soo of their farmer neighbors come here from all parts of the state for a two-days meeting . The agricultural committee of this association is working all the time for the improvement of this basic industry . It is not strange that a new idea of the banker has developed in Wisconsin—that the farmers of that state are willing to concede that the banker is human and that his...
The Calf Clubs [Newspaper Article] — Banker Farmer — 1 April 1917
The Calf Clubs ONE of the most interesting developments of banker-farmer activity has been the calf club for boys and girls . The idea is sweeping over the country . It has been developed most widely , perhaps , in Illinois . This magazine has published many articles upon the calf clubs and has been able to furnish information to hundreds of bankers who have wanted to know how to start a club . On the last Saturday in March ; what is believed to be the largest calf club ever organized was formed at Carmi , Illinois , by John M . Crebs , chairman of the committee on agriculture of the Illinois Bankers association . This banker had played a prominent part in the organization of the numerous calf clubs in Illinois , and when he organized his own club , he did not stop until lie had applications for 237 calves . The calf club is giving a long-needed incentive to interest in livestock and dairying to Illinois and other states . It can be safely commended to bankers as a most fruitful fie...
Big Crops [Newspaper Article] — Banker Farmer — 1 April 1917
Big Crops ONE of the best things on the subject which we have . seen is from the Farmers Review of Chicago : A reader demands his subscription cancelled because you howl about raising big crops . Big crops would have come in pretty handy last year , wouldn t they ? Tell us what prices are going to be and we will tell you what kind of crops to raise . Know any farmer who has got poor raising big crops ? The farmer whose yield is above the . average yield is the man who will make the money in 1917 .
Heed This Warning [Newspaper Article] — Banker Farmer — 1 April 1917
Heed This Warning A NOTE of warning to all bankers interested in bringing livestock into their communities is sounded by Wallaces Farmer . That is to make sure that these purchases of cows and calves are from herds free from tuberculosis . Bankers should keep this caution in mind .
The County Agent [Newspaper Article] — Banker Farmer — 1 April 1917
The County Agent THE Agricultural Commission of the American Bankers association is committed to a campaign which will eventually place a county agent in every agricultural county in the United States . The present situation should be an incentive to every community to accelerate its movement to secure an agent . The county which has a good agent at work today is fortunate . His advice will be worth thousands of dollars to the farmers of the county . Farm Life puts the case well : A thousand additional county agents are needed in the northern and western states . That is , there are 1 , 461 counties in these states and only 460 county agents . Now , a careful agricultural college man has figured that each county agent makes and saves for his farmer employers at least $ 30 , 000 a year , over and above his salary and expenses . In other words , the 460 counties with agricultural agents or managers , reaped excess profits therefrom J 13 , 800 , 000 ; while the thousand counties withou...
The Duty of the Hour [Newspaper Article] — Banker Farmer — 1 April 1917
The Duty of the Hour THE presidents and secretaries of the bankers associations of Illinois , Indiana , Iowa , Kansas , Michigan , Minnesota , Missouri , Nebraska , North Dakota , Oklahoma , South Dakota and Wisconsin had a conference in- Chicago last month . They adopted the following resolution : Resolved , That no higher duty is at this hour laid upon American citizens than that of increasing farm production in every way possible in order that this country may be prepared with adequate produce , grain and livestock during a time when the nation may be called upon to defend its people and its institutions . AH idle lands should be planted and greater care exercised in seed selection and cultivation to insure large crops , and without sacrificing soil fertility for succeeding harvests . Reports indicated , the Illinois Bankers Association Bulletin says , that the associations cannot afford to lose interest in the promotion of better agriculture and country life . The farmer can inc...
The County Unit Plan [Newspaper Article] — Banker Farmer — 1 April 1917
The County Unit Plan BAiN KHKb state associations which are organized for agricultural work on the county unit plan with a local chairman of agriculture in each county are prepared for an immediate attack on the important problems . The Agricultural Commission again urges other associations to perfect this most useful form of organization . When the presidents and secretaries of the central state associations conferred in Chicago last month , it was noted that practically all of them spoke in favor of county organizations for bankers generally . And in the relating of what county organizations of bankers were doing , the report invariably drifted to agricultural and community betterment .
Encourage Home Gardens [Newspaper Article] — Banker Farmer — 1 April 1917
Encourage Home Gardens GET together , bankers , and organize home garden work in your city , town or village . See that those vacant lots . and waiting back yards are utilized . Interest not only the children of the schools , but also the grown- ups . Plan the work so that it will be carried out consistently . That means the engagement of a supervisor of the gardens , who will constantly watch the work . Some suggestions are given on another page of this publication . Read them and put them into effect .
Wisconsin ' s Banker-Farmer Excursion to Agricultural College is Success [Newspaper Article] — Banker Farmer — 1 April 1917
Wisconsin s Banker-Farmer Excursion to Agricultural College is Success By E . R . Mclntyre Wisconsin Agricultural College MORE than seventy Wisconsin bankers came out from their cash cages to join nearly 500 practical farmers and stock of the university herds of dairy and boo * cattle . et Motion oictures of alfalfa culture k ^ t men of the state in an excursion to the college of agriculture at Madison , on March 13 and 14 . The reason for the trip was summarized by J . R . Wheeler of Columbus , president of the Wisconsin Bankers association , and a member of the Agricultural Commission of the American Bankers association , who said in the course of his talk before the joint meeting in Agricultural Hall : Wsconsin bankers are interested in the farming business , and we are trying to learn it , and further , to inspire the farmer to take advantage of this great institution here . High prices and prosperity are here to stay , not in a way to keep the cost to the consumer soaring , but...
Livestock Essential to Sound Farming—Let ' s Have More in 1917 * [Newspaper Article] — Banker Farmer — 1 April 1917
Livestock Essential to Sound Farming—Let s Have More in 1917 * S EVEN reasons why the keeping of livestock is essential to sound agriculture are the maintenance of soil fertility , the utilization of raw material , the need of motive power on the farm , cash income , the added attractiveness of a farm on which there is livestock , the training in business sense obtained by keeping animals , and economical better ana more living for the farm family To maintain soil fertility humus is necessary . This can be obtained from two sources-green crops plowed under , or barnyard manure When green crops are plowed under , however , there is no direct revenue from them . By feeding these crops to livestock , valuable products that can be maintained for cash are obtained . At the same time the manure produced by the animals retains a very large percentage of the fertilizing value of the feed For this reason it is more economical to feed than to plow under without feeding , and the most practica...
What Bankers Everywhere are Doing to Cooperate With the Farmer [Newspaper Article] — Banker Farmer — 1 April 1917
What Bankers Everywhere are Doing to Cooperate With the Farmer ENTER the sheep club for boys and girls as another excellent method of banker-farmer activity . C . T . Cline , president of the First National bank of Mancos , Colorado , has enlisted the interest of twenty boys in sheep-raising . Each boy is to get twenty head of registered sheep , the bank loaning the money for the purchase and the boy signing the note with his father as security . The note may be renewed twice , thus giving the boy three years in which to pay for his sheep , and also , if at the end of the first year it is evident that the young sheepman is making good , he may have more credit for the purchase of more sheep . The boys will be required to keep accurate records of their flocks in a special book furnished by the bank . Each boy must make a report every three months . The Bank s Circulating Library A circulating library for the use of farmers has been installed by the Citizens State bank of Jewell City ...
Seventeen Agents in Ohio [Newspaper Article] — Banker Farmer — 1 April 1917
Seventeen Agents in Ohio THE farmer is the proprietor of a business enterprise . This enterprise may involve several thousand acres of land or it may yield several hundred dollars for each acre ; or it may involve only a few acres and a few hundred dollars total income . Whether the business be large or small the farmer is the general manager . Though he may spend much of his time in routine manual labor , he is not a clerk , not a foreman , but a member of the firm ; frequently sole owner . In this position he is the man who determines the kind of farming to be carried on . What he wants is advice which will enable him to increase the profits of his business and the comforts of his home . Every day this man is asking us , How shall I know which cows are feeding me that I may live and which cows I am feeding that they may live ? In this time of unheard of prices for fertilizers he is asking us , How many pounds of which kind shall I put on this field and how far can I make the green...
Bankers and the Farm Loan Act—As Seen by One of Uncle Sam ' s Board [Newspaper Article] — Banker Farmer — 1 April 1917
Bankers and the Farm Loan Act—As Seen by One of Uncle Sam s Board By Herbert Quick federal Farm Loan Board Whether or not he is ready to subscribe to all the conclusions of this official advocate , every banker will find it worth while to read this article . IN a world in which selfishness is , and must be , the ruling motive of average human action , it is to be expected that bankers , who in spite of all that is sometimes said against them are distinctly human , will conduct themselves towards the Federal Farm Loan Act in accordance with the probable effect of that Act on the business of banking . No one should expect , or will expect , either more or less than such a course of conduct , and after all , selfishness properly defined , is the mainspring of human progress . It is also the cause of most human suffering and disaster . It produces progress if it is enlightened selfishness , and disaster if it is dark , narrow and obscure selfishness . If the bankers of the United States...
What the Bank ' s Cooperation Means [Newspaper Article] — Banker Farmer — 1 April 1917
What the Bank s Cooperation Means EVERY banker in attendance at this conference is demonstrating that he is taking interest in the farmer as well as from him , and the closer cooperation which can be secured between banker and farmer , the more rapidly will our state be developed . Statistics show that 95 per cent of all the business transactions of today are settled for by bank checks and drafts and only 5 per cent are settled for in actual coin of the realm . This of itself should be sufficient evidence of the value of a bank account to warrant every farmer and business man , as well as the housewife who undertakes the payment of part of the family expenditures , to warrant them in maintaining a bank account and paying their bills by checks . The banker in your community will gladly become your assistant book-keeper in this way . He will furnish you all the books , even pen and ink in some cases , but you must not be surprised that he asks you to deposit the funds in his bank befo...
Distribute This Magazine [Newspaper Article] — Banker Farmer — 1 April 1917
Distribute This Magazine among your farmer friends . It is good advertising for your bank . It will help to show that you are genuinely interested in agriculture . . We will send you the magazine in bundles or we will wrap , address and mail to a list of your farmer friends . Write TODAY for particulars . ! : ; . mij ! tj . ij ! ri ! i ! f . . ! ijj &lt; f ! i !&lt; jJiiJMiis &gt; ii ! i ] iii ] iiniiu liniiiiiiiiLiiiiiEiuiiiiiniiiiiiiiiiiiiiiiiiLinriiiiHiiiiiiiHntiiiniHiiiiiMiiinkiiiLiiuiniHimmiiiiiiiiiLiiLiiiiiiiiHi
No Mystery About Credit [Newspaper Article] — Banker Farmer — 1 April 1917
No Mystery About Credit THERE is no mystery about credit . It is simply a . means by which the possessor of purchasing power , which he does not care to use at once , is enabled to transfer that purchasing power to some one who does not possess it but who needs it at once in his business . Again , the possession of credit on the part of the farmer does not insure his success . When wisely used , credit is a powerful agency for good ; so is dynamite . When unwisely used , or handled by one who does not understand it , it is dangerous ; so is dynamite . Speaking by and large of facts as they actually are at the present moment , it is probable that as many farmers are suffering because they have too much credit as because their credit opportunities are too limited To be able to borrow a thousand dollars even at the lowest possible rate of interest , say 2 per cent , is a loss to a man who invests it in a way to only bring back $ 1 , 001 . The only possible advantage of having credit is...
FARMERS [Newspaper Article] — Banker Farmer — 1 May 1917
FARMERS The President of the United States appeals to you and to the Men , Women and Children on the Farms J TAKE the liberty of addressing this word to the farmers of the country and to all who work on the farms . The supreme need of our oton nation and of the nations with which we are cooperating is an abundance of food supplies , and especially of foodstuffs . The importance of an adequate food supply , especially for the present year , is superlative . WitJwut abundant food , alike for the armies and the peoples now at war , the whole great enterprise upon which we have embarked will break down and fail . The world s food reserves are low . Not only during the present emergency but for some time after peace shall have come both our own people and a large proportion of the people of Europe must rely upon the harvests in America . Upon the farmers of this country , therefore , in large measure , rests the fate of the war and the fate of the nation . May the nation not count upon t...